Use Our Checklist for Smooth Processing

Submitting a complete and accurate application helps everything run smoothly — for you and your clients. But when applications are marked Not in Good Order, or NIGO, it can slow the process down.

Prevent setbacks by using the New Business Checklist — a valuable tool that offers a step-by-step approach. It covers frequently asked questions and issues like:

• Applications — Complete the required fields.
• Suitability — Verify compliance with applicable suitability requirements.
• Disclosures — Include all necessary forms.
• Replacements and Transfers — How to handle proper documentation.
• Restricted SPIAs — Navigate specific product needs.
• Trust and Non-Natural Ownership — Verify accuracy of Trust and Non-Natural Ownership details.
• Power of Attorney — Follow legal guidelines.
   

Download the New Business Checklist

How to Access the Checklist Online

• When you download an application package from our website, this form is automatically included.
• You can also find the checklist online by following these steps:
  • Start at standard.com/annuities
  • Use the dropdown menu on the left side of the page to select your distributor or select “Not affiliated with a distributor or distributor not listed.”
    • Select “Find Forms and Materials.”
    • Search by Product Type or Form Name.
       

Stay Up to Date

Before starting a new application, always download the latest forms from our website. This way, you have the most current information, including state-specific forms and specialty documents like the Trust Certification.

If you have any questions, contact our service specialists at 800.247.6888 or send us a message.