New Producer Certification Form Required for Annuity Sales

To support our ongoing commitment to regulatory compliance and consumer protection, we are implementing a new certification requirement for all annuity sales. Effective Feb. 1, 2026 all producers must complete and submit the Producer Certification of Disclosures and Best Interest Compliance form 25578 with every annuity application.

What’s Included in the Certification? 

• The certification form confirms that you:
  • Satisfy all disclosure requirements under applicable state laws and regulations, as well as NAIC rules
  • Provide and obtain NAIC Appendices A, B & C (or substantially similar forms), as applicable
  • Act in the consumer’s best interest, prioritizing their needs above your own
  • Disclose your relationship with the applicant, the products offered, your compensation and any material conflicts of interest
  • Maintain documentation to demonstrate compliance
• You must sign and submit the form with the annuity application packet. Please keep a copy for your and your business’ records.
   

Here’s What You Need to Do:

1. Locate the new form that’s included in each new business packet
2. Complete and sign the form for each annuity sale
3. Submit the form with the application 

Failure to comply with this requirement may result in processing delays. After Jan. 31, 2026, we’ll consider any new business submissions missing the required form as Not in Good Order, or NIGO, until we receive the signed form.

Have Questions?

Please contact our service specialists at 800.247.6888 or send us a message

Thank you for your commitment to ethical sales practices.