New Features Coming to ECI Plus in California

June 4, 2026

Big news for California — on July 20, we're rolling out new features to the Enhanced Choice Index Plus annuity. These enhancements give your clients more choices and more guarantees. These new features are designed to support a range of evolving client needs in a changing market environment.

Look forward to more rate guarantees, innovative crediting strategies and a new S&P 500®-linked index choice from S&P Dow Jones Indices. 

More Rate Guarantees

  • 10 allocation options with guaranteed rates, depending on the selected strategy.
    • Includes fixed interest crediting, now enhanced with a multi-year rate guarantee
  • Rate guarantees help provide clients with added confidence and stability, even in volatile market conditions
     

Additional Crediting Strategies

  • Trigger Rate
  • Trigger Rate Plus
  • Locked Cap Rate
  • Locked Trigger Rate 
     

New Index Choice: S&P 500® Dynamic Intraday TCA Index  

  • Next generation of responsive volatility control
  • Rebalances up to 13 times during the trading day
  • Provides exposure to S&P 500 but with a 15% volatility target 

“We’re incredibly excited to expand The Standard’s already strong portfolio of annuity product options,” said Alan Assner, assistant vice president and head of Individual Annuities. “By offering new crediting strategies and additional guarantees, clients can further customize their annuity to meet their financial needs.”

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Doing business with The Standard is good for you and your clients. Our annuities offer innovative product design, desirable rates, competitive compensation, high industry ratings and excellent service.