What to Check Before You Submit

We strive to support you and your clients throughout the application process by providing resources that help streamline submissions. Missing or incomplete information can result in a Not in Good Order application, known as NIGO, and delay processing.

To help avoid these issues, we offer a New Business Checklist to guide you through completing the application packet. Whether you’re a new or experienced advisor, this checklist helps reduce back-and-forth and covers common questions across key areas, including:

• Applications
• Suitability
• Disclosures
• Replacements
• Transfer forms
• Restricted SPIAs
• Trust or non-natural ownership
• Power of Attorney 

Each time you start a new application, remember to pull the most recent forms from our website. That way you’ll get the most up-to-date information, including any state-specific forms and specialty forms like our Trust Certification.

Here’s how to find the New Business Checklist: 

1. Start at standard.com/annuities.
2. Select your distributor from the left-side drop-down menu. Or select “Not affiliated with a distributor or distributor not listed.” 
3. Choose “Find Forms and Materials.” 
4. Select the product you are selling and “Get PDF Forms Package.” The New Business Checklist will show up on the list. Have questions? 

Contact our service specialists at 800.247.6888 or send us a message.