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ECI 5
Participation Rate | Enhanced Participation Rate | |
---|---|---|
S&P 500 Index | 50% | 65% |
S&P MARC 5% Excess Return Index | 185% | 240% |
S&P 500 Daily RC 5% Excess Return Index | 185% | 240% |
S&P 500 ESG Daily RC 5% Excess Return Index | 185% | 240% |
ECI 7
Participation Rate | Enhanced Participation Rate | |
---|---|---|
S&P 500 Index | 52% | 67% |
S&P MARC 5% Excess Return Index | 190% | 245% |
S&P 500 Daily RC 5% Excess Return Index | 190% | 245% |
S&P 500 ESG Daily RC 5% Excess Return Index | 190% | 245% |
ECI 10
Participation Rate | Enhanced Participation Rate | |
---|---|---|
S&P 500 Index | 50% | 65% |
S&P MARC 5% Excess Return Index | 195% | 250% |
S&P 500 Daily RC 5% Excess Return Index | 195% | 250% |
S&P 500 ESG Daily RC 5% Excess Return Index | 195% | 250% |
* No MVA on products sold in California.
ISA 5
$15,000 | $100,000 | |
---|---|---|
Cap Rate | 9.50% | 9.75% |
Participation Rate | 53% | 55% |
ISA 7
$15,000 | $100,000 | |
---|---|---|
Cap Rate | 10.50% | 10.75% |
Participation Rate | 55% | 57% |
ISA 10
$15,000 | $100,000 | |
---|---|---|
Cap Rate | 10.50% | 10.75% |
Participation Rate | 55% | 57% |
* No MVA on products sold in California.
MCA 3
$15,000 | $100,000 | |
---|---|---|
Crediting Rate | 4.70% | 4.80% |
Crediting Rate Interest-Only Withdrawal | 4.65% | 4.75% |
Crediting Rate 10% Withdrawal Provision | 4.60% | 4.70% |
Principal Guarantee Crediting Rate | 4.50% | 4.60% |
MCA 5
$15,000 | $100,000 | |
---|---|---|
Crediting Rate | 5.00% | 5.10% |
Crediting Rate Interest-Only Withdrawal | 4.95% | 5.05% |
Crediting Rate 10% Withdrawal Provision | 4.90% | 5.00% |
Principal Guarantee Crediting Rate | 4.80% | 4.90% |
MCA 7
$15,000 | $100,000 | |
---|---|---|
Crediting Rate | 4.90% | 5.00% |
Crediting Rate Interest-Only Withdrawal | 4.85% | 4.95% |
Crediting Rate 10% Withdrawal Provision | 4.80% | 4.90% |
Principal Guarantee Crediting Rate | 4.70% | 4.80% |
* No MVA on products sold in California.
Crediting Rate does not include an optional withdrawal provision.
Principal Guarantee Crediting Rate includes a 10% withdrawal provision.
NOT FDIC-INSURED • NO BANK GUARANTEE • MAY LOSE VALUE • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A BANK DEPOSIT
Distributor: WesBanco, 587
Guaranteed Minimum Interest Rates:
- MCA: 0.10%
- ECI Participation Rate: 10% | ECI Enhanced Participation Rate: 10% | ECI Fixed Rate: 0.10%
- ISA Rate Cap: 1.00% | ISA Participation Rate: 10% | ISA Fixed Rate: 0.10%
Products of Standard Insurance Company. Rates may change without notice. Product features and availability varies by state. The 45-day rate lock applies only to initial crediting, cap, participation and spread rates.
The “S&P 500® Index”, “S&P MARC 5% Excess Return Index”, “S&P 500 Daily Risk Control 5% Excess Return Index” and the “S&P 500 ESG Daily Risk Control 5% Excess Return Index” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Standard Insurance Company. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor's Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Standard Insurance Company. Standard Insurance Company products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the “S&P 500® Index”, “S&P MARC 5% Excess Return Index”, “S&P 500 Daily Risk Control 5% Excess Return Index” and the “S&P 500 ESG Daily Risk Control 5% Excess Return Index.”