First Citizens

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Rates
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Effective Date:
MCA 3
$15,000 | $100,000 | |
---|---|---|
Crediting Rate | 4.80% | 4.90% |
Crediting Rate Interest-Only Withdrawal | 4.75% | 4.85% |
Crediting Rate 10% Withdrawal Provision | 4.70% | 4.80% |
Principal Guarantee Crediting Rate | 4.60% | 4.70% |
MCA 5
$15,000 | $100,000 | |
---|---|---|
Crediting Rate | 5.05% | 5.15% |
Crediting Rate Interest-Only Withdrawal | 5.00% | 5.10% |
Crediting Rate 10% Withdrawal Provision | 4.95% | 5.05% |
Principal Guarantee Crediting Rate | 4.85% | 4.95% |
MCA 7
$15,000 | $100,000 | |
---|---|---|
Crediting Rate | 4.95% | 5.05% |
Crediting Rate Interest-Only Withdrawal | 4.90% | 5.00% |
Crediting Rate 10% Withdrawal Provision | 4.85% | 4.95% |
Principal Guarantee Crediting Rate | 4.75% | 4.85% |
* No MVA on products sold in California.
Crediting Rate does not include an optional withdrawal provision.
Principal Guarantee Crediting Rate includes a 10% withdrawal provision.
Effective Date:
ISA 5
$15,000 | $100,000 | |
---|---|---|
Cap Rate | 9.25% | 9.50% |
Participation Rate | 51% | 53% |
ISA 7
$15,000 | $100,000 | |
---|---|---|
Cap Rate | 10.25% | 10.50% |
Participation Rate | 53% | 55% |
Effective Date:
Effective Date:
NOT FDIC-INSURED • NO BANK GUARANTEE • MAY LOSE VALUE • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A BANK DEPOSIT
Distributor: First Citizens, 626
Guaranteed Minimum Interest Rates:
- FGA: 0.10%
- MCA: 0.10%
- ISA Rate Cap: 1.00% | ISA Participation Rate: 10% | ISA Fixed Rate: 0.10%
Products of Standard Insurance Company. Rates may change without notice. Product features and availability varies by state. The 45-day rate lock applies only to initial crediting, cap, participation and spread rates.