Get GSI IDI Coverage With The Standard’s Strength and Expertise

The buying process for disability income insurance doesn’t always boil down to just one thing. Sure, price might be a consideration, but it’s not the only one. What about a carrier’s reputation, longevity in the market and products that will adapt to your needs?

With The Standard’s Guaranteed Standard Issue Individual Disability Insurance, you get the multi-dimensional strength, expertise and service to meet the needs of your employer clients.

A Brand With a Solid Foundation

Founded in 1906, The Standard offers a strong history of financial strength and more than a century of insurance expertise. The company continues to practice fiscally prudent management to help us navigate through periods of volatility and uncertainty. This has ensured we keep our financial commitments throughout the years. And this approach is built on our disciplined financial practices, sound investment strategies, unique mix of high-performing businesses and industry expertise.¹

The Standard’s GSI IDI Difference

The Standard has provided income protection solutions since the 1950s. And since 1997, we’ve offered GSI IDI solutions.

With GSI IDI, we deliver so much more than just coverage.

Our connection with your clients is important, including our relationship with their employees. You can be sure we listen to you. We get feedback from surveys. Information we get from employer clients’ responses helps us improve our customer experience. Some of the recent process changes with GSI IDI are a result of that feedback.

When clients consider a GSI IDI plan for their organization, we have a plan for each step of the process. We want doing business with The Standard to be easy for them and you.

We connect with clients through:

Assess Client and Company Needs	Design a Plan	Enroll Employees	Provide Ongoing Service
Expert sales and support teams help provide answers to create a suitable income protection solution.	We help personalize a plan to fit your client’s needs. And with flexible start dates, they can start a plan without using a typical Jan. 1 date.	Our online enrollment system is a simple, convenient way to add your clients’ employees to the GSI IDI plan.	Experienced services teams provide ongoing support with accounting, billing and more for new plans to plans we’ve held for 20-plus years.

Claims Access and Experience

When it comes to claims, we know this may be a challenging time for employees. The Standard takes our commitment and promise seriously.

We strive to make the claims process clear for employees. We do this by offering the ability to talk to and follow up with claims specialists. Employees are encouraged to reach out to us as soon as they think they may be disabled. Once they receive a claims packet, they can get started.

For transparency, each year we supply a snapshot of IDI claims paid for various disabilities. In our IDI Claims Paid flyer, you can see claims paid for a range of ages, occupations, monthly benefits and diagnoses. In 2022, The Standard paid out more than $148 million in IDI claims.

Personalization is Key

Our Platinum Advantage GSI IDI plans are a combination of strong core coverage and personalization for your clients.

A few highlights include:

• Our exclusive, built-in Family Care Benefit² provides coverage for employees who experience a loss of time and income to care for a family member with a serious medical condition.
• Own Occupation Riders give an extra level of coverage for specialty occupations such as surgeons, trial attorneys and others. With the Own Occupation Rider, an employee may be considered totally disabled, unable to perform the duties of their regular occupation, even if engaged in another occupation.

Your client’s ability to personalize their plans is important. GSI IDI plans offer riders that help provide income protection for employees to fit their company size, culture and needs.

In a robust job market, employers who offer financial benefits have a leg up in keeping employees and attracting talent to their companies. With The Standard, your clients can create plans rooted in more than a century of sound financial leadership. And as the GSI IDI market continues to grow, we’ll continue to grow with you. We meet your GSI IDI plan needs as your partner to deliver income protection solutions. Now and for years to come.

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