EclipseMark Rates

Effective Date:

EclipseMark 5
S&P 500 Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 7.75% / 8.25%
One-Year Point-to-Point Locked Cap Rate* 5 Years 6.00% / 6.50%
S&P 500 IQ Index** Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 5 Years 10.50% / 11.00%
One-Year Point-to-Point Participation Rate 5 Years 55% / 60%
One-Year Point-to-Point Duo Growth Cap Rate with 2.00% Guaranteed Earnings Rate 5 Years 6.25% / 6.75%
BofA Global MegaTrends Index Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Participation Rate 5 Years 110% / 115%
Nasdaq-100 HiCap Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 10.00% / 10.50%
Bloomberg BitCoin 10% Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Participation Rate 5 Years 80% / 85%
Fixed Account Rate Guarantee $50,000 / $150,000
Fixed Interest Account Rate 5 Years 4.00% / 4.00%

EclipseMark 5 Plus
Premium Bonus: The vesting premium bonus percentage is based on the oldest contract owner's age at issue.
Ages 0-80: 6% Premium Bonus (5% in CA)
Ages 81-85: 3% Premium Bonus
S&P 500 Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 5.25% / 5.75%
One-Year Point-to-Point Locked Cap Rate* 5 Years 3.75% / 4.25%
S&P 500 IQ Index** Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 5 Years 6.75% / 7.25%
One-Year Point-to-Point Participation Rate 5 Years 35% / 40%
BofA Global MegaTrends Index Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Participation Rate 5 Years 65% / 70%
Nasdaq-100 HiCap Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 6.25% / 6.75%
Bloomberg BitCoin 10% Rate Guarantee $50,000 / $150,000
Participation Rate 5 Years 50% / 55%
Fixed Account Rate Guarantee $50,000 / $150,000
Fixed Interest Account Rate 5 Years 2.40% / 2.40%

EclipseMark 10
S&P 500 Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 9.50% / 10.00%
One-Year Point-to-Point Locked Cap Rate* 7 Years 7.25% / 7.75%
S&P 500 IQ Index** Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 10 Years 11.50% / 12.00%
One-Year Point-to-Point Participation Rate 10 Years 60% / 65%
One-Year Point-to-Point Duo Growth Cap Rate with 2.00% Guaranteed Earnings Rate 10 Years 7.25% / 7.75%
BofA Global MegaTrends Index Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Participation Rate 10 Years 115% / 120%
Nasdaq-100 HiCap Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 10.75% / 11.25%
Bloomberg BitCoin 10% Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Participation Rate 10 Years 85% / 90%
Fixed Account Rate Guarantee $50,000 / $150,000
Fixed Interest Account Rate 10 Years 4.25% / 4.25%

EclipseMark 10 Plus
Premium Bonus: The vesting premium bonus percentage is based on the oldest contract owner's age at issue.
Ages 0-80: 12% Premium Bonus (10% in CA)
S&P 500 Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 6.00% / 6.50%
One-Year Point-to-Point Locked Cap Rate* 7 Years 4.00% / 4.50%
S&P 500 IQ Index** Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 10 Years 7.50% / 8.00%
One-Year Point-to-Point Participation Rate 10 Years 40% / 45%
BofA Global MegaTrends Index Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Participation Rate 10 Years 70% / 75%
Nasdaq-100 HiCap Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Cap Rate 1 Years 7.00% / 7.50%
Bloomberg BitCoin 10% Rate Guarantee $50,000 / $150,000
One-Year Point-to-Point Participation Rate 10 Years 55% / 60%
Fixed Account Rate Guarantee $50,000 / $150,000
Fixed Interest Account Rate 10 Years 2.45% / 2.45%
   * Available only at the time of EclipseMark purchase. Funds may be transferred out only at the end of the rate guarantee period.
  ** Also known as the S&P 500 IQ 0.5% Decrement Index.