EclipseMark Rates

Effective Date:

EclipseMark 5
S&P 500 Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 1 Years 8.00%
One-Year Point-to-Point Locked Cap Rate* 5 Years 6.25%
S&P 500 IQ Index** Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 5 Years 10.75%
One-Year Point-to-Point Participation Rate 5 Years 55%
One-Year Point-to-Point Duo Growth Cap Rate*** 5 Years 6.50%
BofA Global MegaTrends Index Rate Guarantee Rate
One-Year Point-to-Point Participation Rate 5 Years 115%
Fixed Account Rate Guarantee Rate
Fixed Interest Account Rate 5 Years 4.00%

EclipseMark 5 Plus
Premium Bonus: The vesting premium bonus percentage is based on the oldest contract owner's age at issue.
Ages 0-80: 6% Premium Bonus
Ages 81-85: 3% Premium Bonus
S&P 500 Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 1 Years 5.50%
One-Year Point-to-Point Locked Cap Rate* 5 Years 4.00%
S&P 500 IQ Index** Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 5 Years 7.00%
One-Year Point-to-Point Participation Rate 5 Years 35%
BofA Global MegaTrends Index Rate Guarantee Rate
One-Year Point-to-Point Participation Rate 5 Years 70%
Fixed Account Rate Guarantee Rate
Fixed Interest Account Rate 5 Years 2.40%

EclipseMark 10
S&P 500 Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 1 Years 9.50%
One-Year Point-to-Point Locked Cap Rate* 7 Years 7.25%
S&P 500 IQ Index** Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 10 Years 11.50%
One-Year Point-to-Point Participation Rate 10 Years 60%
One-Year Point-to-Point Duo Growth Cap Rate*** 10 Years 7.25%
BofA Global MegaTrends Index Rate Guarantee Rate
One-Year Point-to-Point Participation Rate 10 Years 120%
Fixed Account Rate Guarantee Rate
Fixed Interest Account Rate 10 Years 4.25%

EclipseMark 10 Plus
Premium Bonus: The vesting premium bonus percentage is based on the oldest contract owner's age at issue.
Ages 0-80: 12% Premium Bonus
S&P 500 Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 1 Years 6.25%
One-Year Point-to-Point Locked Cap Rate* 7 Years 4.25%
S&P 500 IQ Index** Rate Guarantee Rate
One-Year Point-to-Point Cap Rate 10 Years 7.75%
One-Year Point-to-Point Participation Rate 10 Years 40%
BofA Global MegaTrends Index Rate Guarantee Rate
One-Year Point-to-Point Participation Rate 10 Years 75%
Fixed Account Rate Guarantee Rate
Fixed Interest Account Rate 10 Years 2.45%
   * Available only at the time of EclipseMark purchase. Funds may be transferred out only at the end of the rate guarantee period.
  ** Also known as the S&P 500 IQ 0.5% Decrement Index.
*** Duo Growth 2.00% Guaranteed Rate