Help Clients Secure Their Legacy While Meeting RMDs

January 29, 2025

Nearly 30% of annuity buyers chose death benefits and legacy planning as one of their top three reasons for purchasing an annuity.1 Now imagine offering your clients an easy way to leave a legacy while still receiving their monthly income from RMDs. 

The Legacy Max Enhanced Death Benefit Rider, exclusively available on the Enhanced Choice Index Plus annuity, can help.2 

With its unique dual growth strategy, your client’s death benefit may grow by 6% annual compounded interest or up to 200% interest earned.3 Withdrawals up to the RMD amount reduce the death benefit values dollar-for-dollar by the amount of the withdrawal.4 Some other key highlights:

  • If the RMD is 6% or less of the death benefit base, clients may not see a reduction in the Death Benefit value.3
  • In some scenarios, clients could take their RMD withdrawals while still seeing their Death Benefit increase.
  • RMDs have no surrender charges or MVA. 

Be sure to reach out to see if Legacy Max is the right fit for you or your clients.

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