ECI Plus Enhancements Now Live in New Jersey

September 3, 2025

Now available in New Jersey — The Enhanced Choice Index Plus annuity now includes updated features in New Jersey, offering additional rate guarantees and flexible allocation options for your clients. These enhancements give your clients more choices and more guarantees to help you meet evolving client needs. 

Look forward to more rate guarantees, innovative crediting strategies and a new S&P 500®-linked index choice.

More Rate Guarantees

  • 10 allocation options with guaranteed rates for five to 10 years, depending on the selected strategy
    • Includes fixed interest crediting, now enhanced with a multi-year rate guarantee
  • Rate guarantees help provide clients with added confidence and stability, even in volatile market conditions
     

Additional Crediting Strategies

  • Trigger Rate
  • Trigger Rate Plus
  • Locked Cap Rate
  • Locked Trigger Rate
     

New Index Choice: S&P 500® Dynamic Intraday TCA Index

  • Next generation of responsive volatility control
  • Rebalances up to 13 times during the trading day
  • Provides exposure to S&P 500 but with a 15% volatility target
     

“We’re incredibly excited to expand The Standard’s already strong portfolio of annuity product options,” said Alan Assner, assistant vice president and Head of Individual Annuities. “By offering new crediting strategies and additional guarantees, clients can further customize their annuity to meet their financial needs.”

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Doing business with The Standard is good for you and your clients. Our annuities offer innovative product design, desirable rates, competitive compensation, high industry ratings and excellent service.