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Attorneys Join Platinum Advantage Preferred Occupations

Helping you sell Platinum Advantage income protection to your top clients is important to us. 

Now, the Preferred Occupation Discount is available for attorneys on fully underwritten Platinum Advantage Individual Disability Insurance policies. And judges with law degrees are eligible.

The 5A occupations eligible for the Preferred Occupation Discount now include:

  • Actuaries (Fellow or MAAA) 
  • Attorneys (including Judges with a law degree)
  • CPAs 
  • Data Scientists (advanced data analytics) with a master's degree or Ph.D. 
  • Engineers with a professional engineering license or degree (e.g., civil, mechanical, etc.) 
  • Executives earning at least $75,000 per year in each of the last two years, three years in same occupation 
  • Other office workers with managerial duties and no manual duties, earning at least $75,000 per year each of the last two years, three years in the same occupation
    • The following occupations are excluded: sales, computer science/IT, consultants, insurance producers, financial advisors and financial planners 
  • Ph.D. economists 
  • Ph.D. scientists (minimum of Ph.D., office and laboratory duties only) 

Sample discount

10% Preferred Occupation Discount 
+ 10% MDSA Discount
+ 10% Multi-Life Discount*

= 30% Total Discount

* Employer-based multi-life discount is not available to government employees.

Sell Strong Coverage at Competitive Prices

You can provide the strong income protection coverage of Platinum Advantage to attorneys with a 10% discount. And you can personalize coverage to fit your clients’ needs. 

Platinum Advantage also allows you to combine discounts. Here’s our Premium Discounts flyer to see discount combination options and sample savings.

Make Sure to Use Online Tools 

We updated The Standard’s eApp, the IDI Product Guide and other related marketing materials to reflect the preferred occupation discount change for attorneys. The Standard’s Illustration Software also includes our recent changes. 

For Producers Only


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