Estimate Disability Insurance Needs

Every family has unique circumstances that can make it difficult to estimate their insurance needs. Take a few minutes to estimate the amount of income you may need to replace if you become unable to work because of a disability.

Step 1: Monthly Income

Step 2: Monthly Household Expenses

Step 3: Monthly Living Expenses

Income Your Family May Need If You Become Disabled

 

Income protection at work

Income Protection at Work

Check out all the benefits disability insurance offers. It can even help you get back to work.

How Group Disability Insurance Works for You
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Individual Income Protection

See all the reasons to own individual income protection insurance. And how to protect your business.

Explore Individual Income Protection Insurance
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Please keep in mind that there may be other sources of income available to you if you become disabled, including disability retirement, state disability, Social Security, etc. These other benefits may reduce the benefit payable by The Standard. Please be sure to review the Certificate of Insurance for a description of the disability coverage before making your decision to purchase disability insurance.

This calculator is only intended to provide a general estimate of your family's potential income needs and should not be considered financial advice. For a more accurate and detailed analysis, please consult with a professional financial planner.

The products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. Please contact your HR representative for additional information, including costs and complete details of coverage.

The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.

© 2019 StanCorp Financial Group, Inc.