Stable Value Fund Comparison

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As of Oct. 1, 2020

 Guaranteed Rate Stable Value FundStandard Stable Asset FundCapital Preservation Income FundGuaranteed Fixed Interest Fund

Guaranteed fixed rate

Multiple share classes available

1.80% Net

2.35% Net

2.75% Net

3.00% Net

Plan availability1401(k), 401(a), 403(b), 409A, 457(b), 457(f), defined benefit, cash balance401(k), 401(a), 403(b), 409A, 457(b), 457(f), defined benefit, cash balance401(k), 401(a), 457(b)401(k), 401(a), 403(b), 409A, 457(b), 457(f), defined benefit, cash balance
Plan-level contract discontinuance provisionsFull book value (principal and accumulated interest) payment after 12-month period.Immediate payment at the lesser of book value (principal and accumulated interest) or market value lump sum (market value lump sum would never result in a payout less than principal plus interest accumulated at the 1% minimum interest-rate guarantee) or elect to receive six book value installment payments over a five-year period.Immediate payment at the lesser of book value (principal and accumulated interest) or market value lump sum (market value lump sum would never result in a payout less than principal) or elect to receive six book value installment payments over a five-year period.Six book value (principal and accumulated interest) installment payments over a five-year period.
Fund structureInsurance company general account group annuity contractInsurance company general account group annuity contract Insurance company general account group annuity contract Insurance company general account group annuity contract 
Expense charge210 basis points10 basis points10 basis points10 basis points
Interest rate floor1% minimum interest rate floor1% minimum interest rate floor1% minimum interest rate floor1% minimum interest rate floor
Participant transfers and withdrawalsDaily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest)Daily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest)Daily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest)Daily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest)
Portable to new recordkeeper?Yes — Portable to approved platforms.Yes — Portable to approved platforms.Yes — Portable to approved platforms.Yes — Portable to approved platforms.

 

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