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Stable Value Fund Comparison
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As of Oct. 1, 2020
| Guaranteed Rate Stable Value Fund | Standard Stable Asset Fund | Capital Preservation Income Fund | Guaranteed Fixed Interest Fund | |
|---|---|---|---|---|
Guaranteed fixed rate Multiple share classes available | 1.80% Net | 2.35% Net | 2.75% Net | 3.00% Net |
| Plan availability1 | 401(k), 401(a), 403(b), 409A, 457(b), 457(f), defined benefit, cash balance | 401(k), 401(a), 403(b), 409A, 457(b), 457(f), defined benefit, cash balance | 401(k), 401(a), 457(b) | 401(k), 401(a), 403(b), 409A, 457(b), 457(f), defined benefit, cash balance |
| Plan-level contract discontinuance provisions | Full book value (principal and accumulated interest) payment after 12-month period. | Immediate payment at the lesser of book value (principal and accumulated interest) or market value lump sum (market value lump sum would never result in a payout less than principal plus interest accumulated at the 1% minimum interest-rate guarantee) or elect to receive six book value installment payments over a five-year period. | Immediate payment at the lesser of book value (principal and accumulated interest) or market value lump sum (market value lump sum would never result in a payout less than principal) or elect to receive six book value installment payments over a five-year period. | Six book value (principal and accumulated interest) installment payments over a five-year period. |
| Fund structure | Insurance company general account group annuity contract | Insurance company general account group annuity contract | Insurance company general account group annuity contract | Insurance company general account group annuity contract |
| Expense charge2 | 10 basis points | 10 basis points | 10 basis points | 10 basis points |
| Interest rate floor | 1% minimum interest rate floor | 1% minimum interest rate floor | 1% minimum interest rate floor | 1% minimum interest rate floor |
| Participant transfers and withdrawals | Daily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest) | Daily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest) | Daily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest) | Daily Liquidity — Guaranteed to be paid at book value (principal and accumulated interest) |
| Portable to new recordkeeper? | Yes — Portable to approved platforms. | Yes — Portable to approved platforms. | Yes — Portable to approved platforms. | Yes — Portable to approved platforms. |
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