The Standard's APEX Series provides risk-controlled growth and investment security. These funds offer a competitive, guaranteed rate while providing the potential for long-term growth. Backed by The Standard's 100-year history of strength, stability and claims-paying ability, the APEX Series is an attractive solution for investors seeking safety, liquidity and yield.
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Effective July 1, 2023 - Dec. 31, 2023
| Feature | APEX Guaranteed Rate Stable Value Fund | APEX Stable Asset Fund | APEX Capital Preservation Income Fund | APEX Guaranteed Fixed Interest Fund |
|---|---|---|---|---|
| Guaranteed Net Rate1 | 4.00% | 4.35% | 4.65% | 4.90% |
| Plan availability2 |
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| Plan-level contract discontinuance provisions | One book value payment after 12-month period. | Elect either: One immediate payment at the lesser of book value or market value lump sum at the 1% minimum interest-rate guarantee or Six book value installment payments over a five-year period. | Elect either: One immediate payment at the lesser of book value or market value lump sum or Six book value installment payments over a five-year period. | Six book value installment payments over a five-year period. |
| Fund structure | Insurance company general account group annuity contract | Insurance company general account group annuity contract | Insurance company general account group annuity contract | Insurance company general account group annuity contract |
| Expense charge3 | 10 basis points | 10 basis points | 10 basis points | 10 basis points |
| Interest rate floor | 1% minimum interest rate floor | 1% minimum interest rate floor | 1% minimum interest rate floor | 1% minimum interest rate floor |
| Participant transfers and withdrawals | Daily Liquidity — Guaranteed to be paid at book value | Daily Liquidity — Guaranteed to be paid at book value | Daily Liquidity — Guaranteed to be paid at book value | Daily Liquidity — Guaranteed to be paid at book value |
| Portable to new recordkeeper? | Yes — Portable to approved platforms. | Yes — Portable to approved platforms. | Yes — Portable to approved platforms. | Yes — Portable to approved platforms. |
Learn More About Our Stable Value Funds
Our Portfolio Stable Value funds offer a conservative investment approach and competitive rates, along with a full guarantee of principal and interest.
Backed by our 100-year history of strength and stability, our funds offer flexible rate options with a guaranteed floor and daily liquidity.