With the launch of The Standard’s newest IDI product, Platinum Advantage, all increases with an effective date after February 28 in approved states, will be issued as a Platinum Advantage policy. The Standard will match the base policy as closely as possible, while also offering the increased flexibility of Platinum Advantage.
The Applications & Forms page on The Standard’s website has been redesigned to provide a consistent look and feel with the rest of The Standard's website and offer a streamlined approach to help you quickly find the forms you need.
Your producers and advisors can now offer Platinum Advantage, the right product at the right price, to a broad range of clients. Platinum Advantage will meet the most discerning clients’ expectations, allowing them to purchase income protection customized to their one-of-a-kind needs.
The details of The Standard’s newest income protection plan, Platinum Advantage, can be found in the updated IDI Online Reference Product Guide. In the Product Guide you’ll find benefit and rider descriptions, I&P limits, updated occupation classifications and much more.
Your producers can leverage four premium discounts to help encourage Platinum Advantage sales. The Residency Multi-Life Discount, for Platinum Advantage only, has been added to three previously available discounts: the Employer-Based Multi-Life Discount, the Multi-Product Discount and, with some modifications, the Business Owner Discount.