StanCorp Financial Group, Inc.
StanCorp Financial Group, Inc., through its wholly owned subsidiaries, is a leading provider of employee benefits products and services, and other financial products and services. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, New York. StanCorp Equities, Inc., member FINRA, provides certain regulatory and other support services in connection with the distribution of group annuity contracts and other financial products issued by Standard Insurance Company. Third-party administrative services are provided by Standard Retirement Services, Inc., of Portland, Oregon. Investment advisory services are offered through StanCorp Investment Advisers, Inc., of Portland, Oregon. Product features and availability vary by state and company and are solely the responsibility of each subsidiary. Commercial real estate loans are originated, underwritten and serviced by StanCorp Mortgage Investors, LLC, and a network of commercial mortgage banking correspondents.
Purpose and Scope of the Site
The materials contained in the Site, both text and graphics, are presented for informational purposes only. Nothing on the Site is intended as, nor should it be construed as, an offer to sell or an invitation to buy any product or service currently offered by StanCorp Financial, or any of its subsidiaries. None of the information provided through this Site should be construed as accounting, investment, legal or tax advice. Your use of any information or materials on this Site is entirely at your own risk, and you assume all liability for such use.
License to Use the Site
Certain parts of the Site are protected by passwords or require a login and are restricted to authorized users only. You may not obtain unauthorized access to such parts of the Site, or to any other protected materials or information, through any means not intentionally made available for your specific use. If you have a password and/or login for access to non-public areas of the Site, you are solely responsible for all activities that occur in connection with your account. Accordingly, you should take all reasonable steps to protect the confidentiality of your password and/or login. Notify us immediately if you become aware of or suspect any disclosure, loss, theft or unauthorized use of your password and/or login, or of any unauthorized transactions or suspicious activities in your account.
Service Marks and Marketing Names
The Standard®, The Standard® flag logo and The Standard brandmark® are registered trademarks of StanCorp Financial. Unless otherwise indicated, those and other trademarks, service marks and trade names that appear on this Site are owned by and proprietary to StanCorp Financial or its subsidiaries. StanCorp Financial and its subsidiaries use these marks to differentiate themselves and their products and services from their competitors and vigorously enforce their intellectual property rights. The Standard Life Insurance Company of New York has been granted permission to use and uses "The Standard" as a marketing name and the flag logo and brandmark in association with its marketing activities and the services it provides.
Copyright and Trademarks
The design, layout, look, appearance, content, slogans, logos, photography and graphics contained on this Site are copyrighted materials owned by StanCorp Financial or its subsidiaries, or trademarks or service marks of StanCorp Financial and its subsidiaries. You may not download, post, transmit, modify or distribute any material on this Site without the express written consent of StanCorp Financial. You may not create a hyperlink to this Site that uses any logo, graphic, slogan or other protected mark found herein without the express written consent of StanCorp Financial. Unauthorized use of protected material could result in forfeiture of the violator’s profits obtained as a result of the unauthorized use as well as the payment of other damages and fees.
Disclaimer of Warranties and Damages
ACCESS TO AND USE OF THIS SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. STANCORP FINANCIAL AND ITS SUBSIDIARIES DO NOT WARRANT THAT SUCH ACCESS AND USE WILL BE UNINTERRUPTED.
BECAUSE THE INTERNET IS AN UNSECURED PUBLIC INFORMATION NETWORK, WE CANNOT AND DO NOT GUARANTEE (EXCEPT AS REQUIRED BY APPLICABLE LAW) THE SECURITY, CONFIDENTIALITY, TIMELINESS OR COMPLETENESS OF THE TRANSMISSION OF ANY DATA THROUGH THE SITE OVER THE INTERNET. SYSTEM RESPONSE AND ACCOUNT ACCESS TIMES MAY VARY DUE TO A VARIETY OF FACTORS, INCLUDING TRADING VOLUMES, MARKET CONDITIONS, SYSTEM PERFORMANCE, AND OTHER FACTORS. WE ARE NOT RESPONSIBLE FOR ANY LOSS THAT YOU MAY SUFFER DUE TO ANY DELAYS IN THE TRANSMISSION OR PROCESSING OF ANY TRANSACTION YOU SUBMIT THROUGH THE SITE. FURTHERMORE, WE CANNOT AND DO NOT GUARANTEE THE COMPLETENESS OR ACCURACY OF ANY INFORMATION OBTAINED FROM THIS SITE OR ITS APPLICABILITY TO YOUR UNIQUE FINANCIAL SITUATION OR NEEDS. SOME OF THE INFORMATION PROVIDED IN THE SITE HAVE BEEN PROVIDED BY THIRD PARTIES UNAFFILIATED WITH US. EVEN THOUGH THE INFORMATION IS BELIEVED TO BE RELIABLE, WE HAVE NOT AND DO NOT UNDERTAKE ANY OBLIGATION TO CONFIRM SUCH INFORMATION’S ACCURACY, COMPLETENESS OR TIMELINESS. AS SUCH, THE INFORMATION CONTAINED ON EACH SITE, WHETHER CREATED BY US OR A THIRD PARTY, IS MADE AVAILABLE TO YOU WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. THE INFORMATION IS NOT INTENDED AS, NOR SHOULD IT BE CONSTRUED AS, LEGAL OR PROFESSIONAL ADVICE. BEFORE OPENING AN ACCOUNT, PURCHASING A PRODUCT OR SERVICE, OR INVESTING, CONSULT YOUR FINANCIAL, INSURANCE, LEGAL, AND/OR TAX ADVISOR FOR GUIDANCE ON YOUR PERSONAL SITUATION. YOU SHOULD ALSO CAREFULLY REVIEW ANY PRODUCT POLICY, CONTRACT, PROSPECTUS OR OFFERING DOCUMENT ALONG WITH ANY APPLICABLE SERVICE OR ACCOUNT AGREEMENT BEFORE OPENING AN ACCOUNT, PURCHASING A PRODUCT OR SERVICE, OR INVESTING. IN NO EVENT WILL WE OR ANY THIRD PARTY BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES RESULTING FROM ANY DEFECT IN OR USE OF THIS SITE.
WE RESERVE THE RIGHT TO REVISE OR CHANGE THE TERMS OR DESCRIPTIONS CONTAINED IN THIS SITE AT ANY TIME WITHOUT PRIOR NOTICE.
Privacy: Analytics and Advertising; Cookies
To provide visitors with better service, this Site may use analytics software to track usage activity of the Site. This information is anonymous, aggregated data and does not contain Personally Identifiable Information. If at any time you do not want to have your usage tracked, please use Google’s available opt-outs for the web. In addition to basic analytics software, this Site may also use remarketing, Google Display Network Impression Reporting, and Google Demographics and Interest Reporting from the data obtained through analytics software. We use Remarketing with Google Analytics to advertise online. Third-party vendors, including Google, may show our ads on websites across the internet.
By using Google Analytics software, we are able to obtain third-party audience data. We use this data to make improvements to our Site and may also utilize Google’s interest-based advertising. StanCorp Financial and third-party vendors, including Google, use first and third-party cookies together to report how our ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to our Site.
Using Google’s Ad Settings, visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads.
Links to other internet websites and third-party investment information are included on the Site solely as a convenience to our customers, agents, and the general public. Unless otherwise stated in this Site, StanCorp Financial and its corporate subsidiaries do not control, endorse, promote or have any affiliation with any other website. We have not and will not independently verify the content of such information. We do not assume any responsibility for the content or presentation of any linked website, and make no representation as to the completeness or accuracy of the disclosure materials of any investment option or information replicated from such external materials, other than those offered by The Standard.
StanCorp Financial cannot and does not guarantee or warrant that files available for downloading from this Site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. StanCorp Financial does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, noninfringement or fitness for a particular purpose) with respect to the files available for downloading from this Site. In no event will StanCorp Financial be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this Site.
Market Data and Personal Savings Center Use
Financial market data is provided by third-party service providers.
As mentioned above, we do not warrant that the operation of the Site will be uninterrupted or entirely error-free. For example, due to service connectivity or internet connection difficulties the Site may, from time to time, be subject to delay, error or failure, with results that include, but are not limited to, the following:
- an inability for you to select contribution amounts or asset allocations;
- the services delivering inaccurate information including investment information;
- delay in receipt of information by us from your device or from us to your device;
- a failure of your device to receive any messages from us; or
- you erroneously believing that you have made a change to your account when our records show that we have not received a change request from you.
You agree that you will not attempt to hold us liable for any damages related to any of the above issues or any other related issues.
It is possible that a wireless connection or function may not be available when using the Site or may be interrupted, or that a feature can be disabled, when attempting to conduct a transaction. Should this happen, review your transaction history to verify the status of the transaction when you return to an area with wireless coverage or have access to a computer, or contact a representative by telephone.
We may terminate your access to the Site for any reason, without prior notice.
If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
Changes to the Site
Unless otherwise agreed, we may discontinue or modify the Site at any time without prior notice to you, and you accept those modifications if you continue to use the Site.
For more information about this page, or to request permission for a hyperlink to or from the Site, please contact Public Affairs.