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Supplemental Insurance in New York

Protection from Unexpected Expenses

Accident insurance, Hospital Indemnity insurance and Specified Disease insurance pay cash benefits directly to you. Use them for medical bills or everyday expenses, so you can focus on recovery, not costs.

Safeguard Your Financial Well-Being

Unexpected accidents, illnesses and hospital stays happen. Your coverage provides direct payments to ease the financial burden. You can use it on expenses that health insurance doesn’t cover such as copays, deductibles and everyday living costs.

Accident Insurance

Accident insurance benefits can cover expenses not paid for by your medical insurance. They provide direct payments for deductibles, alternative treatments or everyday expenses. These benefits ensure you and your family are well prepared for accidents of any size. That way, you can focus on recovery. Learn the basics of Accident insurance with this short video.

Hospital Indemnity Insurance

Hospital Indemnity insurance helps cover your costs from planned or unexpected hospital stays, including pregnancy, illness and injury. It supports expenses like deductibles, physical therapy and out-of-pocket costs, even if you have medical insurance. Watch this short video to see how it can help.

Specified Disease Insurance

Specified Disease insurance benefits cover expenses for serious health challenges. This includes cancer, heart attack and stroke. These benefits can protect your savings by covering medical expenses not covered by health insurance. You receive direct payments that can help cover expenses such as lost income, travel costs and child care. That way, you have some peace of mind during hard times. Learn how Specified Disease insurance can help your family. Watch this short video.

Interested in Enrolling?

Talk to your human resources representative about your supplemental insurance options.
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