Meeting Your Clients' Unique Needs

Income Protection

Design coverage that perfectly matches the unique needs of your clients.

Strong Contract. Flexible Benefits.
Excellent Service.

Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.

 

 

Tailor coverage to match your client's unique needs.

Protection for Income

Platinum Advantage
Tailor coverage to match your client's unique needs.
Available in all states except CA

Protector Platinum | Protector Essential
Available in CA only

Give employers a way to attract and retain highly compensated employees with income protection at discounted rates.

Protection for Employees

Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.

Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.

Protection for Businesses

Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.

Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.

Help People Protect What's Important to Them

Platinum Advantage gives people peace of mind that they'll have help during tough times.

 

 



Image of family sorting through bills.

Student loan debt is the second largest type of consumer debt — trailing only mortgages. See how it may affect your clients' need for income protection. Help ease their minds with our recently expanded Student Loan Rider.

In the Media

News Organization:
Insurance Selling

In this month's issue of Insurance Selling, Jill Frohardt, regional director of Individual Disability Insurance at The Standard, discusses how advisors are missing a key demographic in their IDI sales: women. Read her article, Making the Case for Income Protection With Your Female Clients.

Language:
English
News Organization:
Advisor Today

Are your clients' IDI policies keeping pace with their current salary or life stage? Cari Bacon Flick, 2nd vice president of IDI operations for The Standard, highlights the importance of checking in with your clients to ensure their IDI policy reflects their current life stage. Read her Advisor Today article, Are Your Clients' IDI Policies Keeping Pace With Their Life Stages?

Language:
English
News Organization:
Advisor Magazine

How often do you evaluate the generational makeup of your client base? Jill Frohardt, regional director of Individual Disability Insurance at The Standard, provides tips to help better target IDI sales conversations. Read her Advisor Magazine article, The Disability Dialogue.

Language:
English
News Organization:
BenefitsPRO

A modified IDI policy offer may look different than what your client anticipated, but help them recognize the valuable coverage it still provides. Read the BenefitsPRO article, Modified IDI Policy Offers: What Is a Broker to Do? by Sue Schweitzer, senior director of Individual Disability Insurance underwriting at The Standard.

Language:
English
News Organization:
ThinkAdvisor

In a ThinkAdvisor roundup of product updates, see details about The Standard's new Hospital Indemnity Plus insurance product and its expanded coverage for individual disability insurance policies in New York and Connecticut.

Language:
English

Interested in reaching more customers?

We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.

For California, check out
Protector Platinum | Protector Essential