Meeting Your Clients' Unique Needs

Income Protection

Design coverage that perfectly matches the unique needs of your clients.

Strong Contract. Flexible Benefits.
Excellent Service.

Meet the unique needs of your clients with Platinum Advantage, our premier individual disability insurance product. Platinum Advantage builds on our strong contract, with flexibility to best fit your client's occupation, income and lifestyle. Let's start working together to help you make stronger connections with clients and increase sales.

 

 

Types of Protection We Offer

Tailor coverage to match your client's unique needs.

Protection for Income

Platinum Advantage
Tailor coverage to match your client's unique needs.

Available in all states except WY.

Give employers a way to attract and retain highly compensated employees with income protection at discounted rates.

Protection for Employees

Guaranteed Standard Issue
Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.

Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.

Protection for Businesses

Business Overhead Protection
Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.

Business Equity Protection
Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.

Available in all states except MA, NY and WY.

Help People Protect What's Important to Them

Why Protection Matters

Platinum Advantage gives people peace of mind that they'll have help during tough times. Use this video to help explain why it's important to protect their income from a serious sickness or injury.

 

 

How Much Protection Do They Need?

Use our calculator to help your clients assess their coverage. It'll show if they're well-protected or facing an income protection gap.

Calculate Coverage

IDI Connect

Stacked Money and Piggy Bank
Residents can get Platinum Advantage’s quality income protection for a benefit amount that’s right for them now — small, medium or large.

In The Media

Offering a mix of benefits that provide value to all employees is an... more...
Some individual disability insurance policies include a family caregiving... more...
“Advisors are uniquely positioned to help clients through times of... more...
Employers can proactively address employees' needs by offering solutions... more...

Interested in reaching more customers?

We've designed a versatile income protection product that works for a wide range of individuals. Contact your General Agent to learn more about Platinum Advantage.