Your employees and their loved ones can count on people who care after a death or physical loss. And you can feel good knowing their experience will be easy when they file claims for Group Life and Group Accidental Death and Dismemberment insurance.
Our Life and AD&D team members know how to listen and offer compassionate support. They take part in specialized grief training every year. This also helps our claim analysts recognize when beneficiaries need more support — such as a referral for grief counseling.1
At The Standard, we believe in putting people first — and caring for your employees and their loved ones like they’re family.
We streamline claims to make the experience easy. Beneficiaries and employees dealing with a physical loss can rely on one analyst for both Life and AD&D claims. So there are no worries about who to call.
We also collect and pay for all required records, such as police reports and medical records, so beneficiaries don’t have to track them down.2 That means less stress for loved ones.
Our plans may come with access to services that can make life and travel easier.
The Life Services Toolkit provides Group Life beneficiaries access to grief counseling and an online suite of tools to help with funeral planning and legal and financial issues in the year after a death. The Toolkit's website helps families make plans now — and for the future.
*Not available with products offered by The Standard Life Insurance Company of New York.
Travel Assistance lets employees and their families with Group Life coverage travel more securely. The service helps them prepare for trips and replace lost credit cards and passports. Employees can also use the service to find medical and legal services around the clock and around the world.
*Not available with products offered by The Standard Life Insurance Company of New York.
Employees with Group AD&D coverage who suffer an accidental dismemberment, such as a loss of a hand or sight, can get help returning to work. The goal of AD&D Occupational Assistance is to help the employee return to work with your organization. If that's not possible, we'll assist in a new job search.
*Not available with products offered by The Standard Life Insurance Company of New York.
You can build a sound benefits foundation by providing Life and AD&D insurance for your employees. You can also offer them the option to increase their coverage at group rates — and to cover family members. Consider adding these plans as buy-up options:
Additional Life and AD&D
Dependents Life and AD&D
With our Voluntary insurance options, your employees can have access to important benefits at group rates. Plus automatic payroll deductions. Consider adding these plans for employees and their dependents:
Voluntary Group Life
Voluntary Group AD&D
Need a way to show your employees how Life insurance helps provide financial security for their loved ones? Show them this video.
This video shows how Accidental Death and Dismemberment insurance helps protect people from financial loss. Use it as a tool to educate your employees.
Contact your broker or call your local employee benefits sales and service office at 800.633.8575 to learn more about our flexible plan designs.
1 Grief support services not offered by The Standard Life Insurance Company of New York.
2 When allowed by the state where the claim is filed.
Life Services Toolkit is provided through an arrangement with Health Advocate and is not affiliated with Standard Insurance Company. Health Advocate is solely responsible for providing and administering the included service. This service is only available while insured under Standard Insurance Company's Life insurance policy. Standard Insurance Company may change providers or terminate service at any time. The Life Services Toolkit is not available with products offered by The Standard Life Insurance Company of New York.
Travel Assistance is provided through an arrangement with Assist America, Inc. and is not affiliated with The Standard. Travel Assistance is subject to the terms and conditions, including exclusions and limitations of the Travel Assistance Program Description. Assist America, Inc. is solely responsible for providing and administering the included service. Travel Assistance is not an insurance product. This service is only available while insured under The Standard’s group policy. Standard Insurance Company may change providers or terminate service at any time. Travel Assistance is not available with products offered by The Standard Life Insurance Company of New York.
AD&D Occupational Assistance service includes certain limitations and exclusions. Expenses are covered only if recommended by a Workplace PossibilitiesSM consultant. AD&D Occupational Assistance is not an insurance product. This service is not available with products offered by The Standard Life Insurance Company of New York.
These products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. The amount of benefits provided depends on the policy selected. Premium will vary according to the selection made. Please contact The Standard for additional information, including costs and complete details of coverage.
Group Life Insurance, and Group Life with AD&D Insurance, underwritten by Standard Insurance Company is provided under policy form numbers: GP190-LIFE/S399, GP899-LIFE, GP190-LIFE/A997/S399, GP190-LIFE/ASSOC/S399, GP190-LIFE/TRUST/S399, GP399-LIFE/TRUST, GP190-LIFE/S214, GP411-LIFE.
Group Life Insurance, and Group Life with AD&D Insurance, underwritten by The Standard Life Insurance Company of New York is provided under policy form numbers: GPNY0500-LIFE, GPNYLI-809, et al, GPNYLI-809-ADD. This policy provides LIFE and ACCIDENTAL DEATH and DISMEMBERMENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group AD&D Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP494-ADD/S99, GP310-ADD, GP609-ADD.
Group AD&D Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500-ADD. This policy provides ACCIDENTAL DEATH and DISMEMBERMENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.
