When a death or physical loss touches your employees and their loved ones, they can count on people who care. They can also rely on a Group Life insurance and Group Accidental Death and Dismemberment insurance claims process that helps make a difficult time easier.
Our Life and AD&D team members are prepared to help. Claim analysts take part in specialized grief training every year, where they learn to listen and talk with people in the most helpful, compassionate way. This training also teaches claim analysts to recognize when a claimant needs more support, such as a referral for grief support.1 It's a part of our culture of taking care of your employees and their families.
We do our best to make the claims process easy. Death beneficiaries and employees who’ve suffered a physical loss have one analyst they can call directly who handles their Life and AD&D claims. We take concrete steps to lower employee stress by collecting and paying for additional records, such as police reports and medical records, in states that allow it.
Our offering may come with access to these services.
The Life Services Toolkit provides Group Life beneficiaries access to grief counseling and an online suite of tools to help with funeral planning and legal and financial issues in the year after a death. The Toolkit's website helps families make plans now — and for the future.
*Not available with products offered by The Standard Life Insurance Company of New York.
Travel Assistance lets employees and their families with Group Life coverage travel more securely. The service helps them prepare for trips and replace lost credit cards and passports. Employees can also use the service to find medical and legal services around the clock and around the world.
*Not available with products offered by The Standard Life Insurance Company of New York.
Employees with Group AD&D coverage who suffer an accidental dismemberment, such as a loss of a hand or sight, can get help returning to work. The goal of AD&D Occupational Assistance is to help the employee return to work with your organization. If that's not possible, we'll assist in a new job search.
*Not available with products offered by The Standard Life Insurance Company of New York.
You can provide Life and AD&D for your employees. You can also offer them the option to increase their coverage at group rates. Consider adding these plans for buy-up.
Additional Life and AD&D
Dependents Life and AD&D
With our Voluntary insurance options, your employees can still take advantage of group rates in buying coverage for themselves and coverage for their dependents. Consider adding these plans for purchase.
Voluntary Group Life
Voluntary Group AD&D
Need a way to show your employees how Life insurance helps provide financial security for their loved ones? Show them this video.
This video shows how Accidental Death and Dismemberment insurance helps protect people from financial loss. Use it as a tool to educate your employees.
Contact your broker or call your local employee benefits sales and service office at 800.633.8575 to learn more about our flexible plan designs.
1 Grief support services not offered by The Standard Life Insurance Company of New York.
Life Services Toolkit is provided through an arrangement with Morneau Shepell and is not affiliated with Standard Insurance Company. Morneau Shepell is solely responsible for providing and administering the included service. This service is only available while insured under Standard Insurance Company's life insurance policy. Standard Insurance Company may change providers or terminate service at any time. The Life Services Toolkit is not available with products offered by The Standard Life Insurance of New York.
Travel Assistance is provided through an arrangement with UnitedHealthcare Global, which is not affiliated with Standard Insurance Company, and is subject to the terms and conditions, including exclusions and limitations, of the Emergency Travel Assistance Program Employee Description. UnitedHealthcare Global is solely responsible for providing and administering the included service. Travel Assistance is not an insurance product, except in Oregon. UnitedHealthcare Global is the marketing name for FrontierMEDEX, Inc. This service is only available while insured under Standard Insurance Company's life insurance policy. Standard Insurance Company may change providers or terminate service at any time. Travel Assistance is not available with products offered by The Standard Life Insurance of New York.
AD&D Occupational Assistance service includes certain limitations and exclusions. Expenses are covered only if recommended by a Workplace PossibilitiesSM consultant. AD&D Occupational Assistance is not an insurance product. This service is not available with products offered by The Standard Life Insurance of New York.
These products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. Please contact The Standard for additional information, including costs and complete details of coverage.
Group Life Insurance, and Group Life with AD&D Insurance, underwritten by Standard Insurance Company is provided under policy form numbers: GP190-LIFE/S399, GP899-LIFE, GP190-LIFE/A997/S399, GP190-LIFE/ASSOC/S399, GP190-LIFE/TRUST/S399, GP399-LIFE/TRUST, GP190-LIFE/S214, GP411-LIFE.
Group Life Insurance, and Group Life with AD&D Insurance, underwritten by The Standard Life Insurance Company of New York is provided under policy form numbers: GPNY0500-LIFE, GPNYLI-809, et al, GPNYLI-809-ADD. This policy provides LIFE and ACCIDENTAL DEATH and DISMEMBERMENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group AD&D Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP494-ADD/S99, GP310-ADD, GP609-ADD.
Group AD&D Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0500-ADD. This policy provides ACCIDENTAL DEATH and DISMEMBERMENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.