Choose the benefits that work best with your medical plan. Our HSA-compatible plans include hospitalization benefits that are flexible enough to help you provide the coverage your employees need. You can also select plans that aren't compatible with an HSA.
Hospital Indemnity
Complements Health Insurance
You can help employees prepare for the unexpected costs that can come with a hospital stay.
Being in the hospital may leave employees with expenses their medical plans don't cover. Group Hospital Indemnity insurance pays cash benefits to employees who've been hospitalized.
Employees Decide
Employees can use the money for whatever they need during treatment or recovery. They can pay for medical expenses like copays and deductibles, or put the money toward living costs like utilities, groceries and child care.
Key Features
Helps pay expenses not covered by medical insurance
Pays money to employees, not medical providers
Employees can choose to cover children and spouses
Covers hospitalization due to childbirth, illness or injury
Premium waived for employees hospitalized over 30 days
Hospital Indemnity Plan Options
Flexible Plan Designs
Learn More
Health Screening Maintenance Benefit
Learn More
Employees and covered family members receive an annual cash benefit for participating in a wellness screening each year.
HSA Compatibility
Learn More
Customize your plan to work with an HSA.
Need a quick, easy way to explain Hospital Indemnity insurance to your employees?
Here's a video on how Hospital Indemnity insurance works.
Help your employees prepare for the costs of going to the hospital.
Contact your insurance advisor to find out more about Hospital Indemnity insurance. You can also call the employee benefits sales and service office for your area at 800.633.8575.