Accident

Complements Health Insurance

You can help employees prepare for unexpected expenses that can come with an accident.

After an accident, employees may need help with costs that medical insurance doesn't pay for. Group Accident insurance pays cash benefits to employees receiving treatment for injuries.

Gives Employees Control

Employees can use the money for whatever they need while they recover. They can pay for medical expenses like copays and deductibles, or put the money toward everyday living costs like utilities, groceries and child care.

Key Features
Helps pay expenses not covered by medical insurance
Covers a wide range of treatments due to an accident
Pays money to employees, not medical providers
Pays an added benefit for youth sports injuries
Accident Insurance Plan Options

Select, Enhanced and Premier
Three Benefit Levels
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Choose from three tiers of benefits: Select, Enhanced and Premier. Each level offers increasing payout amounts.

Select coverage for 24-hour protection any time an accident occurs or choose a strictly off-the-job plan.
24-Hour or Off-the-Job Coverage
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Select coverage for 24-hour protection any time an accident occurs or choose a strictly off-the-job plan.

Include additional payment for injuries caused by automobile accidents.
Add More Coverage for Auto Accidents
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Include additional payment for injuries caused by automobile accidents.

Employees and covered family members receive an annual cash benefit for participating in a wellness screening each year.
Health Maintenance Screening Benefit
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Pays for employees to have yearly preventative wellness screenings.

Need a quick, easy way to explain Accident insurance to your employees?

Here's a video to help them understand how Accident insurance works.

 

Help your employees prepare for unexpected accidents.

Contact your insurance advisor to find out more about Accident insurance. You can also call the employee benefits sales and service office for your area at 800.633.8575.