Accident

Complements Health Insurance

You can help employees prepare for unexpected expenses that can come with an accident.

After an accident, employees may need help with costs that medical insurance doesn't pay for. Group Accident insurance pays cash benefits to employees receiving treatment for injuries.

Gives Employees Control

Employees can use the money for whatever they need while they recover. They can pay for medical expenses like copays and deductibles, or put the money toward everyday living costs like utilities, groceries and child care.

Key Features
Helps pay expenses not covered by medical insurance
Covers a wide range of treatments due to an accident
Pays money to employees, not medical providers
Pays an extra 25% of total benefits for injuries during youth organized sports
Accident Insurance Plan Options

Select, Enhanced and Premier
Three Benefit Levels
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Choose from three tiers of benefits: Select, Enhanced and Premier. Each level offers increasing payout amounts.

Select coverage for 24-hour protection any time an accident occurs or choose a strictly off-the-job plan.
24-Hour or Off-the-Job Coverage
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Select coverage for 24-hour protection any time an accident occurs or choose a strictly off-the-job plan.

Include additional payment for injuries caused by automobile accidents.
Add More Coverage for Auto Accidents
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Include additional payment for injuries caused by automobile accidents.

Employees and covered family members receive an annual cash benefit for participating in a wellness screening each year.
Health Maintenance Screening Benefit
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Pays for employees to have yearly preventative wellness screenings.

Need a quick, easy way to explain Accident insurance to your employees?

Here's a video to help them understand how Accident insurance works.

 

Help your employees prepare for unexpected accidents.

Contact your insurance advisor to find out more about Accident insurance. You can also call the employee benefits sales and service office for your area at 800.633.8575.

Legal

This is a limited benefit policy. Not all benefits are available in all states.

These products and coverages have exclusions, limitations, reductions of benefits and terms under which they may be continued in force or terminated. Please contact The Standard for additional information, including costs and complete details of coverage.

Group Accident Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP0614-ACC, GP0614-ACC FL.

Group Accident Insurance underwritten by The Standard Life Insurance Company of New York is provided under policy form number: GPNY0614-ACC. This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. IMPORTANT NOTICE — THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company.

© 2019 StanCorp Financial Group, Inc.