Supplemental Benefit Options
Your team has the option for protection from the financial blow of an accident, serious illness or injury, or hospital stay. Employees receive direct payments to spend on anything they need — from copays and deductibles to child care and alternative therapies.
Accident Insurance
Accidents can lead to expenses that aren’t covered by health insurance, such as deductibles, copays, coinsurance and out-of-network treatments. With Group Accident insurance, your employee can get financial support to help pay for these expenses.
Extra Support for Youth Sports
Accident insurance pays an extra 25% of total benefits for injuries during youth organized sports.
Hospital Indemnity
Help your employees be ready for the unexpected costs that can come with a hospital stay. Group Hospital Indemnity insurance can ease that burden by paying cash benefits to the hospitalized employee. Employees can use that money for copays and deductibles, along with everyday expenses like utilities, groceries and child care.
No Premium for Extended Stays
Hospital Indemnity insurance premiums are waived for employees hospitalized longer than 30 days, if this option is available in your policy.
Specified Disease
Even with health insurance, employees can face unexpected costs during a serious illness. Specified Disease insurance pays employees directly. While health insurance covers most medical costs, there are many expenses it doesn't cover. They can use the money to pay for whatever they need, from deductibles and utilities to groceries and child care. The choice is theirs.