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Individual Disability Insurance

Meet Your Clients’ Unique Needs

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Flexibility That Works for You and Your Clients

Design coverage that matches the individual needs of your clients and builds on our strong contract. Platinum Advantage, our premier individual disability insurance product, is flexible to fit your client's occupation, income and lifestyle.

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Watch and Share a Real Disability Story

Show your clients why disability income protection really matters. Watch our video to learn how individual disability insurance helped Doug after his diagnosis with cancer.

Are Your Clients Fully Protected?

Use our simple calculator to help clients understand income protection gaps and opportunities for disability coverage.

Offer the Right Protection

Protection for Income

Platinum Advantage

Tailor income protection coverage to match your clients’ unique needs.

Income Protection for Employees

Guaranteed Standard Issue

Give employers a way to offer individual disability insurance to highly compensated employees at discounted rates and with no medical underwriting.

Protection for Businesses

Business Overhead Protector®

Help ensure your clients can cover business overhead expenses if they are sick or injured and can't work.

Available in all states except Massachusetts, New York and Wyoming.

Business Equity ProtectorSM

Ensure your clients' buy/sell business agreements are funded if they become sick or injured and can't work.

Available in all states except Massachusetts, New York and Wyoming.

IDI Connect

Keep informed about industry and company information for building your practice.
We're adjusting our Platinum Advantage rates and extending discounts to more states. These adjusted rates and discounts for The Standard’s fully underwritten Platinum Advantage product are now available in all states except South Carolina.
Check out the IDI changes that include new preferred occupations, fewer restrictions for government employees and our new Business Owner Grid to help your clients.

In the Media

Read about individual disability insurance issues and trends from our perspective.

Looking to Reach More Customers?

Contact your General Agent to learn more about Platinum Advantage.
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