Transition Rules

Effective Feb. 14, 2024, in CA, FL, MT, NY, ND, SD and WY

Please note: The new eApply Discount is available only on policies issued with new rates. New rates available effective Feb. 14, 2024, may or may not be different for the policyowner than rates available prior to that date.

GME New Business Applications:

  • GME policies pending delivery or accepted with an effective date on or after Feb. 1, 2024: If the new rates result in a lower total premium, the agency may request the policy be reissued with the new rates. The request must be received in the home office by March 14, 2024.
  • For applications signed on or before March 14, 2024: The new rates will apply if it results in a lower total premium. If the application is submitted via eApp, the eApply Discount will also be included.