Career Income Protection
Offer residents and fellows a robust income protection plan that will insure their income now and throughout their careers. This voluntary coverage includes discounts on rates and is available only at select institutions dedicated to providing comprehensive protection.
Plus, coverage is issued regardless of gender and up to age 60. No physical exams, labs, medical records or lengthy applications required.
| Program Features | ||
|---|---|---|
| Monthly Benefit | $7,5001, $5,000, $2,500 Or qualify for up to $15,000 with a signed employment contract.1 |
|
| Benefit Increase Rider |  |
|
| Specialty Own Occupation Definition of Disability | |
|
| Annual Cost of Living Increase | |
|
| 15% Discount on Rates | |
|
| Premium Guarantee to Age 67 | |
|
| Fully Portable | |
|
| Student Loan Rider2 | Optional | |
| Catastrophic Disability Benefit Rider2 | Optional | |
| 5% eApply Discount3 | Available | |
1 Available to only residents and fellows in their last year of training.
2 Only available in approved states.
3 The eApply Discount provides an additional 5% discount when new applicants use The Standard's eApp. The eApply Discount is not available in SC.
