All Platinum Advantage for GME policies will feature the Benefit Increase Rider.
Platinum Advantage policyowners can increase income protection coverage in several ways.
| When | Qualifying Event | Increase Opportunity |
|---|---|---|
| In Last Year of Residency | Buy Policy | One-Step Option Buy initial policy with up to a $20,000 monthly benefit with employment contract |
| During Fellowship | Accept a Fellowship Position | Fellowship Increase Option Increase coverage up to a $8,000 monthly benefit with a fellowship employment contract |
| Within 12 months after completing training | Graduate and Get a New Job | Special Benefit Increase Rider Accelerated Option Increase coverage up to a $20,000 monthly benefit with proof of income |
| Any Time | Earnings Increase of 30% or Loss of Group LTD | Accelerated Benefit Increase Rider Increase Increase coverage up to a $20,000 monthly benefit to meet new income protection needs after an income increase or loss of LTD |
| 3rd Policy Anniversary | Regular BIR option to increase coverage | Benefit Increase Rider Increase income protection coverage up to $20,000 to match current income level |
For more details, see the Platinum Advantage for GME Increase Opportunities flyer.