Administrative Guidelines

Licensing and Appointment

Producer contracting paperwork and split commission documentation

Eligibility and Effective Dates

Enrollment requirements and timing for the In Program and Graduate Offer policies

Application Submission

Required documents and common application errors to avoid

Policy Amendments, Exceptions and Changes

Common reasons for amendments, how to request an exception and change guidelines

Policy Integration With Existing IDI

Integration with previously purchased IDI policies from The Standard or other carriers

Policy Issue, Delivery and Placement

Policy issue timing, electronic delivery information and requirements to place policies in force

Billing and Payment

Payment method and frequency options

Policy Increase Options

Options that allow policyowners to increase maximum benefit amounts