Graduate Offer

Individuals who are currently in residency or fellowship may enroll at any time during their last year of training. Residents or fellows must be at approved Accreditation Council for GME institutions with an active GME Program with The Standard.

Protector+ for GME is only offered in states where Platinum Advantage for GME is not available (California, Connecticut, Delaware, District of Columbia, Montana, New York, North Dakota and South Dakota).

  • $2,500 or $5,000 monthly benefit with $10,000 Future Purchase Option
  • Coverage issued regardless of age or gender
  • No physical exams, labs, medical records or lengthy applications required
  • Gender-neutral premium rates available at a 15 percent discount
  • Protection in own specialty occupation
  • Portable coverage that policyowners keep wherever they practice
  • Optional Catastrophic Disability Benefit Rider available
  • Available to residents and fellows during the last year of training and up to 62 days postgraduation

Get details about eligibility and effective dates.