Enrollment Opportunities

Members new to their district can apply for CTA-endorsed Disability insurance and up to $400,000 of CTA-endorsed Life insurance¹ with no health questions asked within 270 days of starting work at the new district. If you had coverage with The Standard at your prior district, you must reapply at the new school district as the coverage doesn’t automatically transfer to the new employer.

Members can apply for CTA-endorsed Disability insurance and up to $400,000 of CTA-endorsed Life insurance¹ coverage within 60 days following the date of a family status change event, such as birth or adoption, marriage or domestic partnership, divorce or dissolution, loss of spousal employment, or other qualifying event.

If you are covered by a different Disability insurance carrier, you have two opportunities each year to switch your Disability coverage to The Standard without answering any health questions. You must apply during one of the special enrollment opportunity windows of March 1 - April 30 or October 1 – November 30.

A special enrollment opportunity for eligible members of a local CTA chapter to apply without answering health questions - only available every 2-3 years. Talk with your chapter leader about your chapter's next special enrollment opportunity.