Below are three charts for Premium amounts, based on how often your district deducts premiums (12 times a year, 11 times a year or 10 times a year). How often premiums are deducted is determined by your employer. Select your age range and the coverage amount you want to see your rates. The rates are based on your age, the amount of Life insurance selected and the frequency of benefit deductions in your district.
Looking for rates with Disability insurance? Quickly calculate your Disability and Life insurance Premium Amounts together with our Premium Calculator.
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Monthly Premium Deductions (Deducted 12x a year)
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| Age | $25,000 | $50,000 | $75,000 | $100,000 | $150,000 | $200,000 | $250,000 | $300,000 | $350,000 | $400,000 |
|---|---|---|---|---|---|---|---|---|---|---|
| Under 25 | $1.50 | $3.00 | $4.50 | $6.00 | $9.00 | $12.00 | $14.00 | $16.00 | $18.00 | $20.00 |
| 25 – 29 | $1.75 | $3.50 | $5.25 | $7.00 | $10.50 | $14.00 | $16.50 | $19.00 | $21.50 | $24.00 |
| 30 – 34 | $2.00 | $4.00 | $6.00 | $8.00 | $12.00 | $16.00 | $19.00 | $22.00 | $25.00 | $28.00 |
| 35 – 39 | $2.50 | $5.00 | $7.50 | $10.00 | $15.00 | $20.00 | $24.00 | $28.00 | $32.00 | $36.00 |
| 40 – 44 | $3.25 | $6.50 | $9.75 | $13.00 | $19.50 | $26.00 | $31.50 | $37.00 | $42.50 | $48.00 |
| 45 – 49 | $4.50 | $9.00 | $13.50 | $18.00 | $27.00 | $36.00 | $44.00 | $52.00 | $60.00 | $68.00 |
| 50 – 54 | $8.25 | $16.50 | $24.75 | $33.00 | $49.50 | $66.00 | $81.50 | $97.00 | $112.50 | $128.00 |
| 55 – 59 | $10.25 | $20.50 | $30.75 | $41.00 | $61.50 | $82.00 | $101.50 | $121.00 | $140.50 | $160.00 |
| 60 – 64 | $13.00 | $26.00 | $39.00 | $52.00 | $78.00 | $104.00 | $129.00 | $154.00 | $179.00 | $204.00 |
| 65 – 70+ | $25.50 | $51.00 | $76.50 | $102.00 | $153.00 | $204.00 | $254.00 | $304.00 | $354.00 | $404.00 |
Eleventhly Premium Deductions (Deducted 11x a year)
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| Age | $25,000 | $50,000 | $75,000 | $100,000 | $150,000 | $200,000 | $250,000 | $300,000 | $350,000 | $400,000 |
|---|---|---|---|---|---|---|---|---|---|---|
| Under 25 | $1.64 | $3.27 | $4.91 | $6.55 | $9.82 | $13.09 | $15.27 | $17.45 | $19.64 | $21.82 |
| 25 – 29 | $1.91 | $3.82 | $5.73 | $7.64 | $11.45 | $15.27 | $18.00 | $20.73 | $23.45 | $26.18 |
| 30 – 34 | $2.18 | $4.36 | $6.55 | $8.73 | $13.09 | $17.45 | $20.73 | $24.00 | $27.27 | $30.55 |
| 35 – 39 | $2.73 | $5.45 | $8.18 | $10.91 | $16.36 | $21.82 | $26.18 | $30.55 | $34.91 | $39.27 |
| 40 – 44 | $3.55 | $7.09 | $10.64 | $14.18 | $21.27 | $28.36 | $34.36 | $40.36 | $46.36 | $52.36 |
| 45 – 49 | $4.91 | $9.82 | $14.73 | $19.64 | $29.45 | $39.27 | $48.00 | $56.73 | $65.45 | $74.18 |
| 50 – 54 | $9.00 | $18.00 | $27.00 | $36.00 | $54.00 | $72.00 | $88.91 | $105.82 | $122.73 | $139.64 |
| 55 – 59 | $11.18 | $22.36 | $33.55 | $44.73 | $67.09 | $89.45 | $110.73 | $132.00 | $153.27 | $174.55 |
| 60 – 64 | $14.18 | $28.36 | $42.55 | $56.73 | $85.09 | $113.45 | $140.73 | $168.00 | $195.27 | $222.55 |
| 65 – 70+ | $27.82 | $55.64 | $83.45 | $111.27 | $166.91 | $222.55 | $277.09 | $331.64 | $386.18 | $440.73 |
Tenthly Premium Deductions (Deducted 10x a year)
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| Age | $25,000 | $50,000 | $75,000 | $100,000 | $150,000 | $200,000 | $250,000 | $300,000 | $350,000 | $400,000 |
|---|---|---|---|---|---|---|---|---|---|---|
| Under 25 | $1.80 | $3.60 | $5.40 | $7.20 | $10.80 | $14.40 | $16.80 | $19.20 | $21.60 | $24.00 |
| 25 – 29 | $2.10 | $4.20 | $6.30 | $8.40 | $12.60 | $16.80 | $19.80 | $22.80 | $25.80 | $28.80 |
| 30 – 34 | $2.40 | $4.80 | $7.20 | $9.60 | $14.40 | $19.20 | $22.80 | $26.40 | $30.00 | $33.60 |
| 35 – 39 | $3.00 | $6.00 | $9.00 | $12.00 | $18.00 | $24.00 | $28.80 | $33.60 | $38.40 | $43.20 |
| 40 – 44 | $3.90 | $7.80 | $11.70 | $15.60 | $23.40 | $31.20 | $37.80 | $44.40 | $51.00 | $57.60 |
| 45 – 49 | $5.40 | $10.80 | $16.20 | $21.60 | $32.40 | $43.20 | $52.80 | $62.40 | $72.00 | $81.60 |
| 50 – 54 | $9.90 | $19.80 | $29.70 | $39.60 | $59.40 | $79.20 | $97.80 | $116.40 | $135.00 | $153.60 |
| 55 – 59 | $12.30 | $24.60 | $36.90 | $49.20 | $73.80 | $98.40 | $121.80 | $145.20 | $168.60 | $192.00 |
| 60 – 64 | $15.60 | $31.20 | $46.80 | $62.40 | $93.60 | $124.80 | $154.80 | $184.80 | $214.80 | $244.80 |
| 65 – 70+ | $30.60 | $61.20 | $91.80 | $122.40 | $183.60 | $244.80 | $304.80 | $364.80 | $424.80 | $484.80 |