Special Enrollment Opportunity to Switch Disability Coverage
CTA members can always apply for CTA-endorsed Disability insurance from Standard Insurance Company with proof of good health - even if you're covered by a different insurance company. To make it easier, we offer two special opportunities each year between Oct. 1 – Nov. 30 and March 1 – April 30 to switch Disability coverage to The Standard without answering health questions.
Before applying, members should compare their current disability plan with the CTA-endorsed plan, and understand how any differences may impact their personal situation. We've created an easy checklist to download to help compare Disability insurance plans.
How It Works
- Apply for coverage with The Standard on this website.
- Provide The Standard with proof of current Disability coverage from another carrier – it’s best to submit it with your application. See below for more details.
- After you receive your enrollment confirmation from The Standard, cancel your prior Disability plan. This will ensure you don't have any gaps in coverage. You can use the Payroll Stop Deduction Sheet to provide to your district to stop payment of your previous coverage.