The Standard has been the only CTA-endorsed provider of Disability and Life insurance since 2007. Help your members protect their paycheck and loved ones with this important coverage.

Disability Insurance

CTA-endorsed Disability insurance is designed especially for California education professionals. 

Paycheck Protection

Replaces up to 80% of your daily income if you're unable to work due to illness, injury, pregnancy or childbirth.1

Short Benefit Waiting Period

Starts paying benefits after you're out of work for 7 consecutive workdays2 — including a $25 per workday benefit on top of your fully-paid sick leave.

Disability Insurance Pays You

Benefits are paid directly to you and can be used to pay for things health insurance doesn’t cover — like rent or mortgage, car payments, student loans, utilities, groceries, child care, etc.
 

Additional Benefits at No Additional Cost

Additional Student Loan Benefit, Cancer Benefit and Summer Benefit3 for qualifying claims.

Life Insurance

Life insurance is a key part of any financial plan. Here's some highlights of the CTA-endorsed offering.

Choice of Benefit Amount

Term Life Insurance coverage with options from $25,000 to $400,000.4

Accidental Death & Dismemberment

Policy includes Accidental Death & Dismemberment (AD&D) insurance for all members at no additional cost.


 

Dependents Coverage

Optional Life and AD&D coverage for your spouse or domestic partner and children available with your Life insurance.

Life Services Toolkit

Collection of online tools and services to use now included with CTA-endorsed Life insurance. Get help creating a will, recovering from identity theft, putting your finances in order and more. Includes features your loved ones have access to after a loss.5

Travel Assistance

Access to a comprehensive range of professional 24-hour medical, legal and trip assistance information, as well as referral and coordination services when traveling 100 miles or more from home or when traveling in a foreign country for trips up to 180 days.5