At anytime throughout the year, you have the opportunity to enroll for Short Term Disability (STD) insurance and Long Term Disability (LTD) insurance. Please note that STD and LTD insurance products are packaged together. This means that you cannot apply for one without the other.
Under certain circumstances, such as enrollment after you are first eligible, you may be required to submit Evidence of Insurability to obtain coverage. If you are required to submit Evidence of Insurability, you must complete a Medical History Statement. You can access the Medical History Statement form and instructions below. You will need to enter the Schwan's Shared Services, LLC group policy number, 644026, when you fill out the form. If you need to provide Evidence of Insurability for Life insurance, please contact Schwan's Shared Services, LLC benefits department.
Please note that if you are required to submit Evidence of Insurability for disability insurance (STD and LTD), you will receive a decision notice from Standard Insurance Company indicating whether LTD insurance is approved or denied. This decision notice also serves as your notice for STD insurance.
Medical History Statement