Multnomah County Employees
Group Insurance Benefits From The Standard
We provide employees with Life, Accidental Death & Dismemberment (AD&D) and Disability Insurance through Standard Insurance Company (The Standard). During the enrollment period, or after a qualifying life event, you may elect your coverage by purchasing Supplemental Life and Optional Short Term Disability.
As a leading provider of employee benefits products and services, The Standard has the experience and expertise required to be there for you when you need us most.
Life and AD&D Insurance
Apply for the right amount of protection for you and your family at very competitive group rates.
Learn more about Basic Life, Basic Life and AD&D and Supplemental Life insurance options.
Disability Insurance
Disability insurance helps you meet your financial commitments in the event of a covered illness or injury.
Learn more about Short Term Disability, Optional Short Term Disability and Long Term Disability insurance options.
Benefit Summaries
- Basic Life Benefits at a Glance — Classes 1 and 8
Active Non-represented Members and Local 88-2 Physicians, Elected Officials and staff, Retirees and Prosecuting Attorneys - Basic Life Benefits at a Glance - Class 1A
- Basic Life Benefits at a Glance - Classes 1B and 8
- Basic Life Benefits at a Glance — Classes 2-5, 7 and 10
Active Electricians, Local 701 Operating Engineers, Painters, Nurses, General Members - Local 88 and Juvenile Group Workers - Local 88 - Basic Life and AD&D Benefits at a Glance – Class 6
Active Corrections Officers - Basic Life and AD&D Benefits at a Glance – Class 9
Active Deputy Sheriffs and Civil Deputies - Basic Life and AD&D Benefits at a Glance – Class 11
Active Federation of Oregon Parole and Probation Officers (FOPPO) - Short Term Disability Benefits at a Glance
- Short Term Disability Benefits at a Glance - Class 1
- Short Term Disability Benefits at a Glance - Class 2
- Long Term Disability Benefits at a Glance
- Long Term Disability Benefits at a Glance - Class 1
- Long Term Disability Benefits at a Glance - Class 2
- Supplemental Life Coverage Highlights
- Optional Short Term Disability Coverage Highlights
- Optional STD Buy-up Coverage Highlights
Certificates
- Group Life Insurance Certificate – Classes 1 and 8
Active Non-represented Members and Local 88-2 Physicians, Elected Officials and staff, Retirees and Prosecuting Attorneys - Group Life Insurance Certificate - Classes 2-5,7 and 10
Active Electricians, Local 701 Operating Engineers, Painters, Nurses, General Members - Local 88 and Juvenile Group Workers - Local 88 - Group Life Insurance Certificate – Class 6
Active Corrections Officers - Group Life Insurance Certificate – Class 9
Active Deputy Sheriffs and Civil Deputies - Group Life Insurance Certificate – Class 11
Active Federation of Oregon Parole and Probation Officers (FOPPO) - Group Life Insurance Certificate - Classes 12-16
Retired Members - Short Term Disability
- Optional Short Term Disability
- Long Term Disability
Evidence of Insurability (EOI)
Domestic Partnership Form
Continuation Coverage
Other Services
Filing a Claim
- Short Term Disability Claim Packet
- Long Term Disability Claim Packet
- Accelerated Benefit Claim Packet
- Accidental Dismemberment Claim Packet
- Beneficiary Statement
FAQs
New Employees
To enroll, please log into the enrollment site within 31 days of your date of hire.
When an employer provides more than $50,000 in group term life insurance coverage, the cost for coverage over 50,000 is considered imputed income. According to IRS regulations, the employer must include this cost in the employee's reported income for the year. However, any amount the employee pays toward the coverage on an after-tax basis may be deducted from the imputed income figure. Legislation regarding imputed income is defined in the Internal Revenue Code, Section 79.
Imputed income is not subject to federal income tax withholding. It is, however, subject to FICA tax, which an employer is required to withhold at least once a year and report on the employee's Form W-2. The cost of group term life insurance is calculated on a monthly basis and is defined in Table I, the "Uniform Premiums for $1,000 of Group Term Life Insurance Protection.”
Additional Resources
For more information on imputed income, consult the following:
- Federal Register Vol. 64, No. 106, Thursday, June 3, 1999 ("Internal Revenue Service - RULES")
- Internal Revenue Bulletin, Bulletin No, 1999-25 Weekly, June 21, 1999
- Multnomah County Payroll Department
The Standard is a marketing name for StanCorp Financial Group, Inc., and subsidiaries. Insurance products are offered by Standard Insurance Company of 1100 SW Sixth Avenue, Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of 360 Hamilton Avenue, Suite 210, White Plains, New York. Product features and availability vary by state and company and are solely the responsibility of each subsidiary. Each company is solely responsible for its own financial condition. Standard Insurance Company is licensed to solicit insurance business in all states except New York. The Standard Life Insurance Company of New York is licensed to solicit insurance business in only the state of New York.
