Hospital Indemnity insurance helps cover your costs from planned or unexpected hospital stays, including pregnancy, illness, injury, COVID-19 and mental health. It supports expenses like deductibles, physical therapy and out-of-pocket costs, even if you have medical insurance. Watch this short video to see how it can help.
How Hospital Indemnity Insurance Works
1. You or a loved one on your plan are admitted to the hospital.
Your health insurance may cover many of the expenses, but not all. You run into some unexpected costs.
2. File a claim.
If it’s approved, we’ll send the benefit payment directly to you.
3. Focus on recovery.
You decide how you spend the money, so you can focus on recovery.
Focus on You, Not Financial Worries
During a crisis, coverage can reduce unexpected hospital costs, allowing you to focus on getting better without added financial stress.