Washington State Health Care Authority - PEBB

Public Employees Benefits Board Program

Standard Insurance Company (The Standard) is pleased to provide group Long Term Disability (LTD) insurance to eligible members of the Public Employees Benefits Board (PEBB) Program. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

Learn more about your LTD insurance coverage opportunities.

 

Employee-Paid LTD Insurance

Employee-paid LTD insurance helps you protect more of your paycheck. Your employer provides you with a monthly benefit of up to $240 of disability insurance. Will that be enough for you? Think about your ongoing expenses and how much income you'll need to maintain your lifestyle if you can't work.

Newly eligible employees are automatically enrolled in employee-paid disability insurance at the 60-percent coverage level through the PEBB Program. This plan provides a monthly benefit of up to $10,000 (replaces 60 percent of the first $16,667 of your eligible insured earnings), before reduction by any deductible income.

You may choose to enroll at the 50-percent coverage level or decline employee-paid disability coverage at any time. The employee-paid disability insurance at the 50-percent coverage level provides a monthly benefit of up to $8,333 (replaces 50 percent of the first $16,667 of your eligible insured earnings), before reduction by any deductible income.

Evidence of Insurability is required at any coverage level to reenroll after declining employee-paid coverage or reducing your coverage level.

Some features of your LTD coverage include:

  • Return to Work Incentive
  • Reasonable Accommodation Expense Benefit
  • Survivors Benefit

See your LTD Plan Booklet or Coverage Highlights for details.

 

Watch a video to see how you can help protect more of your income with employee-paid LTD insurance.

 

 

 

 

 

This policy includes exclusions, limitations, reductions of benefits and terms under which the policy may be continued in force or terminated. Please contact The Standard or your employer's payroll or benefits office for additional information, including costs and complete details of coverage.

The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.

Employer-Paid LTD Insurance

PEBB provides employer-paid LTD insurance at no cost to you if you are an eligible employee. If you decline employee-paid LTD, you will be insured under the employer-paid LTD plan which pays a monthly benefit of up to $240, before reduction by any deductible income.

Some features of your LTD coverage include:

  • Return to Work Incentive
  • Reasonable Accommodation Expense Benefit
  • Survivors Benefit

See your LTD Plan Booklet for details.

 

 

 

 

This policy includes exclusions, limitations, reductions of benefits and terms under which the policy may be continued in force or terminated. Please contact The Standard or your employer's payroll or benefits office for additional information, including costs and complete details of coverage. The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.

2021 Open Enrollment

Change your coverage during open enrollment. You may choose to enroll at the 50-percent coverage level or decline employee-paid disability coverage in PEBB My Account.

View Benefits

Learn more about employee-paid LTD insurance coverage.

Decision Support Tool

Employee-Paid LTD Premium Calculator

File a Claim

You can file your LTD claim online or by telephone. If you have questions, view your LTD Claim FAQ.

To file a claim by telephone, contact The Standard's Claim Intake Service Center at 800.368.2860.

To file a claim online, log in or create an account on standard.com.

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Contact Us

For coverage or claim information

Standard Insurance Company
900 SW Fifth Ave
Portland, OR 97204
P: 800.368.2860
F: 888.878.3686