Life and AD&D Insurance

Life Services Tookit Needs Estimator Premium Calculator

Voluntary AD&D Insurance

Premium Calculator

Long Term Disability Insurance

Needs Estimator Premium Calculator

How to Enroll

Travel Assistance

Forms Basic and Supplemental Life Beneficiary Designation and Change Form Enrollment and Change Form LTD Claim Packet Booklets Additional Life Employee Booklet Buy-up LTD Employee Booklet Certificates Life and AD&D Long Term Disability

Life Services Toolkit

Long Term Disability Insurance


  • Use the Needs Estimator to estimate how much life insurance you should have.
  • Once you know how much life insurance you should have, find out how much it will cost by using the Premium Calculator.

Montana University System employees and their beneficiaries now have access to a new tool to address important life matters via The Standard's Life Services Toolkit. The Standard has partnered with Bensinger, DuPont & Associates (BDA) to offer a lineup of additional services that can make a difference now and in the future.

As a participant, you will have access to services to help you now:

Your beneficiaries will have access to supportive services that will help them cope after a loss:

More details on how to access these services are on the Life Services Toolkit Flyer.