Use the calculator below to estimate your biweekly premium for voluntary Long Term Disability coverage. Premiums for this plan will be deducted directly from your paycheck.

All late applications and requests for coverage increases are subject to medical underwriting approval. Submit your medical history online or complete and submit a hardcopy Medical History Statement if preferred. Medical underwriting approval is also required for reinstatement of terminated coverage and for members eligible but not insured under the prior long term disability insurance plan.

Before enrolling, please review the Long Term Disability Coverage Highlights and Certificate of Insurance for answers to commonly asked questions, costs, including eligibility requirements, exclusions, limitations and reductions in benefits.