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Long Term Disability Insurance

Introduction

Broward County Board of County Commissioners has chosen Standard Insurance Company to provide Group Additional Life and Accidental Death and Dismemberment (AD&D) insurance and Long Term Disability (LTD) insurance coverage to eligible employees. The Standard delivers real value through well-designed products, competitive prices and the promise of exceptional service.    Just as others count on you, you can count on The Standard to help protect your family in their time of need.


Group Additional Life and Accidental Death and Dismemberment (AD&D) Insurance

Group Additional Life and AD&D insurance can help protect your family's finances if something happens to you. This coverage can help provide financial support and stability to your family if you pass away or have a serious accident.

Review the materials below to learn about Life and AD&D insurance benefits you may be eligible for and answers to commonly asked questions including costs, eligibility requirements, exclusions, limitations and reductions in benefits.

Life and AD&D Insurance

Coverage Highlights - Actives        Coverage Highlights - Retirees        Certificate of Insurance

Beneficiary Designation

 

Long Term Disability Insurance

Long Term Disability (LTD) insurance is designed to pay a monthly benefit to you in the event you cannot work for 90 days or longer because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

To be a member and eligible for LTD coverage, you must be an active employee employed in a position included in the Broward County Personnel Cap, regularly working at least 20 hours each week and a citizen or resident of the United States or Canada. An eligible employee does not include a temporary or seasonal employee, full-time member of the armed forces, leased employee or independent contractor.

Review the materials below to learn about LTD insurance benefits you may be eligible for and answers to commonly asked questions including, costs, eligibility requirements, exclusions, limitations and reductions in benefits.

Long Term Disability

Coverage Highlights       Certificate of Insurance