Introduction
Broward County Board of County Commissioners has chosen Standard Insurance Company to provide Group Additional Life and Accidental Death and Dismemberment insurance, Long Term Disability insurance, Accident insurance, Hospital Indemnity insurance and Critical Illness insurance coverage to eligible employees. The Standard delivers real value through well-designed products, competitive prices and the promise of exceptional service. The Standard is a nationally recognized provider of employee benefits products and services. Just as others count on you, you can count on The Standard to help protect your family in their time of need.
Group Additional Life and Accidental Death and Dismemberment Insurance
Group Additional Life and AD&D insurance can help protect your family's finances if something happens to you. This coverage can help provide financial support and stability to your family if you pass away or have a serious accident.
Review the materials below to learn about Life and AD&D insurance benefits you may be eligible for and answers to commonly asked questions including costs, eligibility requirements, exclusions, limitations and reductions in benefits.
Life and AD&D Insurance
Coverage Highlights - Actives Coverage Highlights - Retirees Certificate of Insurance
Long Term Disability Insurance
Long Term Disability insurance is designed to pay a monthly benefit to you in the event you cannot work for 90 days or longer because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.
Review the materials below to learn about LTD insurance benefits you may be eligible for and answers to commonly asked questions including, costs, eligibility requirements, exclusions, limitations and reductions in benefits.
Long Term Disability
Coverage Highlights Certificate of Insurance
Supplemental Insurance (SIP): Accident, Critical Illness and Hospital Indemnity Coverage
| Ways to enroll in Accident, Critical Illness and Hospital Indemnity insurance | |
|---|---|
| Telephone | Call US Enroll: 754.227.0648 |
| Monday – Friday, 9 a.m. – 6 p.m. Eastern | |
| Online | Visit your SIP Benefits and Enrollment System. |
| Username: Social Security number OR EE ID number | |
| Temporary Pin: Last four digits of Social Security number + last two digits of birth year | |
| Example: | |
| Social Security number XXX-XX-1234 AND Birth Year 1970 | |
| Pin would be 123470 | |
Accident Insurance
Accident insurance helps with costs that medical insurance doesn't cover if you're hurt in an accident, plus it provides extra benefits if your kids get injured while playing youth organized sports. It pays you or a covered family member directly and you can use the benefit toward your deductible, copay or daily expenses during recovery.
Review the materials below to learn about Accident insurance benefits you may be eligible for and answers to commonly asked questions including, costs, eligibility requirements, exclusions, limitations and reductions in benefits.
Coverage Highlights Certificate of Insurance - Enhanced Plan Certificate of Insurance - Premier Plan
Critical Illness Insurance
Critical Illness helps you manage expenses during a serious illness, such as a heart attack, stroke or cancer. It pays a benefit check directly to you for a covered illness, for the amount stated in your plan. That's paid regardless of your treatment costs or what your medical insurance covers. Your kids are automatically covered and you can buy coverage for your spouse.
Review the materials below to learn about Critical Illness insurance benefits you may be eligible for and answers to commonly asked questions including, costs, eligibility requirements, exclusions, limitations and reductions in benefits.
Coverage Highlights Certificate of Insurance
Hospital Indemnity Insurance
Hospital Indemnity insurance provides a benefit when you are hospitalized for a range of common reasons, such as childbirth, sickness or injury. It can help you cover the out-of-pocket expenses related to hospitalizations, including co-pays, deductible or out-of-network charges. The benefit is paid directly to you regardless of your treatment costs or other insurance coverage.
Review the materials below to learn about Hospital Indemnity insurance benefits you may be eligible for and answers to commonly asked questions including, costs, eligibility requirements, exclusions, limitations and reductions in benefits.
If you are participating in a Health Savings Account, you may only enroll in the HSA plan for your Hospital Indemnity insurance. If you are not participating in a Health Savings Account, you may choose either the HSA plan or the Non-HSA plan.
Non-HSA Coverage Highlights Non-HSA Certificate of Insurance