Long Term Disability (LTD) insurance is designed to pay a monthly benefit to you in the event you cannot work because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.
Before you enroll, please review the Long Term Disability Coverage Highlight and Certificate of Insurance for answers to commonly asked questions, exclusions, limitations and reductions.
Once you are ready to enroll, go to How to Enroll page for more information.