State of Nevada

Life and Accidental Death and Dismemberment (AD&D) Insurance for Active Members


Basic Life Insurance

If you participate in a State of Nevada PEBP–sponsored medical plan, the State provides you with Basic Life insurance from The Standard in the amount of $25,000. This coverage helps protect your loved ones in the event of your death. See the Life Insurance Certificate for more detailed information about this coverage.


Voluntary Life, AD&D and Dependents Life Insurance

Because everyone's needs are different, you may also elect to purchase Voluntary Life, AD&D and Dependents Life insurance at group rates from The Standard. For your convenience, the premiums for these lines of coverage can be deducted directly from your paycheck, making it as easy as possible to offer your family even more peace of mind. The coverage limits for each family member are noted in the chart below.

Members Any multiple of $5,000 to a maximum of $500,000
Spouses/Domestic Partners Any multiple of $5,000 to a maximum of $250,000
Child(ren) Any multiple of $2,500 to a maximum of $10,000

Remember to Update Your Beneficiary

As a reminder, all Life insurance beneficiary designations, including designations for Basic Life and Voluntary Life and AD&D insurance, are managed on the PEBP benefits portal. If you wish to designate or update your beneficiary(ies), please log in to your E-PEBP member portal account and update the beneficiary section or call PEBP member services at (775) 684-7000 or (800) 326-5496.

For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Voluntary Life and AD&D Insurance Booklet for Active Members and Certificate of Insurance for more detailed information.


Life and AD&D insurance from The Standard comes with these extra benefits:


Life Services Toolkit

Group Life insurance through your employer gives you assurance your family will receive financial assistance in the event of a death. Coverage under a Group Life policy from The Standard does more than help protect your family from financial hardship after a loss. We have partnered with Morneau Shepell to offer a lineup of additional services that can make a difference now and in the future.

Online tools and services can help you create a will, make advance funeral plans and put your finances in order. After a loss, beneficiaries can consult experts by phone or in person, and obtain other helpful information online.

The Life Services Toolkit is automatically available to those insured under a Group Life insurance policy from The Standard. Recipients of an Accelerated Benefit can access services for 12 months after the date of payment. Life insurance beneficiaries1 can access services for 12 months after the date of death.

Visit the Life Services Toolkit website at with the username "assurance" for information and tools to help you make important life decisions.

For beneficiary services, please visit with the username "support" or call 800.378.5742 for assistance.

To learn more about the support tools available and the beneficiary services, please see the Life Services Toolkit flyer.


Travel Assistance

The Standard's Travel Assistance program is designed to help you respond to medical care situations and other emergencies you and your family experience while traveling 100 miles or more from your home. Travel Assistance provides information, referral, coordination and assistance services, including pre-trip assistance, medical assistance, emergency transportation, travel and technical assistance, legal services and medical supplies. Help is available 24 hours a day, 365 days a year whether you are 100 or 10,000 miles from home. Simply print out and carry the Travel Assistance Card on the back of the Travel Assistance Flyer which provides more detailed information.



Learn more about Voluntary Life insurance

The decision support tool video below explains how your Voluntary Life with AD&D plan works and what you need to do to enroll.

Start DST Video
  • Tools to help you plan
Needs Estimator: Estimate how much life insurance you may need.

Premium Calculator: Determine the cost of your life insurance.

1 The Life Services Toolkit is not available to Life insurance beneficiaries who are minors or to non-individual entities such as trusts, estates or charities.