State of Nevada

Life Insurance Premium Calculator for Active Members

 
 
 

Rates are effective July 1, 2019

Active Member
My age on July 1 of this year is:
 
Amount of Life and AD&D coverage I'd like to apply for:

 
 
Estimated Monthly Premium:

 

 

Spouse/Domestic Partner of Active Member
Spouse/Domestic Partner age on July 1 of this year is:
 
Amount of Life coverage I'd like my spouse to apply for:

(Note: Rates for spouse coverage are based on the age of the spouse. If you were insured for Spouse Life coverage on June 30, 2011, the amount of your Spouse Life coverage on and after July 1, 2011 may not exceed 100% of your Life insurance (Basic and Voluntary combined), plus $10,000. Otherwise, for any member who applies for Spouse Life coverage after July 1, 2011, coverage may not exceed 100% of your Life insurance (Basic and Voluntary combined).

 
 
Estimated Monthly Premium:
 
 
 
 
Child(ren) of Active Member
Option 1: $2,500$0.30 per member, regardless the number of dependents
Option 2: $5,000$0.60 per member, regardless the number of dependents
Option 3: $7,500$0.90 per member, regardless the number of dependents
Option 4 $10,000$1.20 per member, regardless the number of dependents
 
 

For answers to commonly asked questions, exclusions, limitations and reductions, please review the Voluntary Life and AD&D Insurance Booklet for Active Members and Certificate of Insurance for more detailed information.

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Learn more about Voluntary Life insurance

The decision support tool video below explains how your Voluntary Life with AD&D plan works and what you need to do to enroll.

Start DST Video
 
  • Tools to help you plan
Needs Estimator: Estimate how much life insurance you may need.

Premium Calculator: Determine the cost of your life insurance.

 
  • Contact Us
If you have questions regarding your coverage, you may contact us toll-free or by mail:

Toll-Free Customer Service Line: 888.288.1270

Hours of Operation: Monday through Friday, 5:00 a.m. to 5:00 p.m. Pacific Time.

Our Claim mailing address is:
Standard Insurance Company
Attn: Employee Benefits Department
PO Box 2800
Portland, OR 97208-2800

Our Enrollment/Beneficiary Form mailing address is:
State of Nevada Life Insurance Team
Mestmaker Insurance Services
PO Box 2302
Bakersfield, CA 93303-2302