The Standard is pleased to provide group Long Term Disability insurance to eligible members of the Washington Health Care Authority Public Employees Benefits Board Program. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.
Learn more about your LTD insurance coverage opportunities.
Employee Paid LTD | Employer Paid LTD | Deciding to Enroll | File a Claim | Contact Us
Employee-Paid LTD
Employee-paid LTD insurance helps you protect more of your paycheck. When you become eligible for benefits, you are automatically enrolled in employee-paid LTD insurance at the 60% income replacement level with a 90-day benefit waiting period (maximum monthly benefit of $10,000). You may choose to enroll at the 50% income replacement level (maximum monthly benefit of $8,333) or decline coverage at any time. After your 31-day enrollment period, Evidence of Insurability is required at any coverage level to re-enroll or increase coverage after declining coverage.
Enrollment Resources
Employer-Paid LTD Insurance
File a Claim
You can file your LTD claim online or by telephone. If you have questions, view your LTD Claim FAQ.
To file a claim by telephone, contact The Standard's Claim Intake Service Center at 800.368.2860.