New Mexico Retiree Health Care Authority

Your employer provides Basic Life coverage if you are an "eligible retiree" (as defined in NMSA 10-7C-4) who participates under the New Mexico Retiree Health Care Authority. If you retired prior to 01/01/2012, your Basic Life coverage amount is $6,000.

NMRHCA recognizes that individuals have different needs. That is why you have the opportunity to apply for the right amount of protection for you and your loved ones at competitive group rates. 

Optional Coverage Details:

For You: You may elect coverage in the amount of $2,000, $4,000, $6,000, $8,000, $10,000, $15,000, $20,000, $40,000, $46,000 or $60,000.

For Your Spouse/Domestic Partner: You may elect coverage in the amount of $2,000, $4,000, $6,000, $8,000, $10,000, $15,000, $20,000, $40,000, $46,000 or $60,000.

For Your Child(ren): You may elect coverage in the amount of $2,500, $5,000 or $10,000.

If you are a spouse/domestic partner or child of a deceased eligible (but not insured under the group policy) retiree who is receiving a Survivor’s Pension Benefit, you can elect the following coverage amounts.

For You: You may elect coverage in the amount of $2,000, $4,000, $6,000, $8,000 or $10,000.

For Your Child(ren): You may elect coverage in the amount of $2,500, $5,000 or $10,000.
 

You can find additional information in the Schedule of Insurance section of your Group Life Insurance Certificate or within your Retiree Basic and Additional Life Booklet. You can estimate the cost of your Life insurance with the Life Premium Calculator.

Initial Enrollment Forms

• Life
• Survivor's Life

Evidence of Insurability

• Online Submission

Conversion

• Request for Group Life Conversion Materials

Applications for Benefits

• Life Claim Packet
• Accelerated Benefit Claim Packet
• Continued Dependent Life for Disabled Children

Travel Assistance provides services at no charge to you and your immediate family members for most trips — for business or pleasure. You can use Travel Assistance to help plan a trip and when you’re on the road.

Here's How It Works:

• Available 24/7 for travel more than 100 miles from home and internationally for up to 180 days for business or pleasure
• Coverage for you, spouse/domestic partner and child(ren) through age 25; spouses/domestic partners and child(ren) aren’t eligible for services when traveling on business for their employers
• Easy access via Assist America Mobile App

Key Services Include:

• Pre-Trip Assistance
  • Country-specific information on visas, currency  exchanges, inoculations, travel advisories and more
• Trip Assistance
  • Help replacing lost or stolen baggage, credit cards and passports and accessing interpretation/translation services
• Medical Assistance and Legal Referrals
  • Help locating providers, replacing prescription medications, advancing funds for hospital admission and locating local attorneys and consular officers
• Emergency Transportation Services
  • Arranging and paying for emergency evacuation to the nearest adequate medical facility
  • Medically necessary repatriation to your home
  • Repatriation of remains
  • Evacuation arrangements — for natural disasters, political unrest and social instability; must be arranged by Assist America, Inc.

View the Travel Assistance flyer in English or Spanish for more information.

You have access to address important life matters via The Standard's Life Services Toolkit. The Standard has partnered with Health Advocate to offer a lineup of additional services that can make a difference now and in the future.

As a participant, you will have access to services to help you now:

• Estate Planning Assistance: Online tools walk you through the steps to prepare a will and create other documents, such as living wills, powers of attorney and advance directives.
• Financial Planning: Consult online services to help you manage debt, calculate mortgage and loan payments and take care of other financial matters with confidence.
• Health and Wellness: Timely articles about nutrition, stress management and wellness help you and your loved ones lead healthy lives.
• Identity Theft Prevention: Check the website for ways to thwart identity thieves and resolve issues if identity theft occurs.
• Funeral Arrangements: Use the website for guidance on how to begin, to educate yourself on funeral costs, find funeral-related services and make decisions about funeral arrangements in advance.

View the Life Services Toolkit Flyer or Online Will Preparation Flyer to learn how to access these services.

Your loved ones will have a lot to do when it comes to settling your estate, but they don't have to do it alone. Your beneficiaries have access to professional services to help them with grief, legal and financial matters via The Standard's Life Services Toolkit. This allows them to focus on caring for themselves.

Your beneficiaries will have access to supportive services that will help them cope after a loss:

• Grief Support: Counselors are on call to provide confidential grief sessions by phone or refer you to a counselor in your area. Beneficiaries are eligible for up to six face-to-face sessions.
• Legal Services: Beneficiaries can obtain legal assistance from experienced attorneys. They can schedule an initial 30-minute office visit or telephone consultation with a network attorney. Beneficiaries who wish to retain a participating attorney after the initial consultation receive a 25% rate reduction from the attorney's normal hourly or fixed fee rates.
• Financial Assistance: Beneficiaries have access to financial counselors who can help with budgeting and credit and debt management via telephone sessions.
• Support Services: Work-life advisors can guide beneficiaries to resources to help manage household repairs and chores, find child care and elder care providers or organize a move or relocation.
• Online Resources: Beneficiaries can easily access additional services and features on the Life Services Toolkit website, including online resources about funeral costs, find funeral-related services and make decisions about funeral arrangements.