New Mexico Retiree Health Care Authority

Life insurance from Standard Insurance Company can help your beneficiaries after you pass away with things like funeral expenses, burial, outstanding debt or simply with providing financial support. Life insurance can provide a source of income replacement for those dependent on you and help them to maintain their lifestyle.

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Group Life Insurance | Contact Us

Group Life Insurance

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Basic Life

NMRHCA provides a Basic Life insurance plan if you are an "eligible retiree" (as defined in NMSA 10-7C-4) who participates under the New Mexico Retiree Health Care Authority. If you retired prior to 01/01/2012, your Basic Life coverage amount is $6,000.

Additional Life

NMRHCA recognizes that individuals have different needs. That is why we provide you with the opportunity to apply for the right amount of protection for you and your loved ones at competitive group rates.

Watch a video about how Life insurance can help provide more financial security for your loved ones.

Retiree Coverage Options:

For You: You may elect coverage in the amount of $2,000, $4,000, $6,000, $8,000, $10,000, $15,000, $20,000, $40,000, $46,000 or $60,000.

For Your Spouse/Domestic Partner: You may elect coverage in the amount of $2,000, $4,000, $6,000, $8,000, $10,000, $15,000, $20,000, $40,000, $46,000 or $60,000.

For Your Child(ren): You may elect coverage in the amount of $2,500, $5,000 or $10,000.

Spouse/Domestic Partner, or Child of a Deceased Eligible (but not insured under the Group Policy) Retiree who is Receiving a Survivor’s Pension Benefit Coverage Options:

For You: You may elect coverage in the amount of $2,000, $4,000, $6,000, $8,000 or $10,000.

For Your Child(ren): You may elect coverage in the amount of $2,500, $5,000 or $10,000.

You can find additional information in the Schedule of Insurance section of your Group Life Insurance Certificate or within your Retiree Basic and Additional Life Booklet.

Tools to Help You Plan

Estimate how much Life insurance you may need with our Needs Estimator.
Determine the cost of your Life insurance with our Premium Calculator.

How to Enroll

Contact NMRHCA toll-free at 1.800.233.2576 and request a Change Request form and Life Insurance Medical History Statement (MHS) – one MHS form for each retiree and/or spouse applying; or visit NMRHCA's Forms and Important Information page and select the form links previously listed.

To expedite your request, complete the Change Request Form and Life Insurance Medical History Statement (MHS) and return all forms to the NMRHCA at:

NMRHCA - Albuquerque
6300 Jefferson St, NE, Suite 150
Albuquerque, NM 87109

Or

NMRHCA - Santa Fe
33 Plaza La Prensa
Santa Fe, NM 87507

Medical history decisions can take up to 6-8 weeks and up to 8-12 weeks for applications received October through February. The Standard will send you a detailed decision letter.

Life Services Toolkit

Group Life insurance coverage from The Standard includes the Life Services Toolkit. This benefit gives you services and tools you can use right now to help make life simpler and more secure. You can also feel peace of mind knowing that your beneficiaries can access grief support and services after your death.

Resources for You and Your Beneficiaries

The Standard partners with an industry leader, Health Advocate, to provide the resources below and more.

Help You Can Use Now:

Estate Planning Assistance — including online will preparation
Funeral Arrangements
Identify Theft Prevention
Financial Planning
Health and Wellness

Services For Your Beneficiaries:

Grief Support — by phone and with up to six in-person sessions
Legal Services
Financial Counseling
Support Services
Online Resources

Travel Assistance

Group Life insurance coverage from The Standard includes Travel Assistance. Travel Assistance provides services at no charge to you and your immediate family members for most trips — for business or pleasure. You can use Travel Assistance to help plan a trip and when you’re on the road.

Support Before and During Trips

The Standard partners with Assist America, Inc. to provide the resources below and more.

Here's How It Works:

Available 24/7 for travel more than 100 miles from home and internationally for up to 180 days for business or pleasure
Coverage for you, spouse/domestic partner and child(ren) through age 25; spouses/domestic partners and child(ren) aren’t eligible for services when traveling on business for their employers
Easy access via Assist America Mobile App

Key Services Include:

Pre-Trip Assistance
- Country-specific information on visas, currency exchanges, inoculations, travel advisories and more
Trip Assistance
- Help replacing lost or stolen baggage, credit cards and passports and accessing interpretation/translation services
Medical Assistance and Legal Referrals
- Help locating providers, replacing prescription medications, advancing funds for hospital admission and locating local attorneys and consular officers
Emergency Transportation Services
- Arranging and paying for emergency evacuation to the nearest adequate medical facility
- Medically necessary repatriation to your home
- Repatriation of remains
- Evacuation arrangements — for natural disasters, political unrest and social instability; must be arranged by Assist America, Inc.

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