Group Long Term Disability (LTD) insurance is designed to pay a monthly benefit to you in the event you cannot work beyond your benefit waiting period because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.
You may apply for LTD insurance if you are an active employee of a New Mexico Public Schools Insurance Authority (NMPSIA) participating employer, actively at work (able to perform all normal duties of your job) at least the minimum number of hours per week required by your employer, but not less than 20 hours per week, or with a NMPSIA Board-approved Annual Part-time Resolution 15 or more hours per week, and a citizen or resident of the United States or Canada.
If you satisfy the requirement above, you may apply for the coverage amount below starting with your first day of work.
You can find additional information in the Schedule of Insurance section of your Group LTD Insurance Certificate or within your Employee Benefits Guide Booklet.
Watch a video to see how you can help protect your income with Long Term Disability insurance.
This policy has exclusions, limitations and terms under which the policy may be continued in force or terminated. Please contact The Standard for additional information, including costs and complete details of coverage.
A claim should be filed as soon as you know you will be on a leave of absence to ensure timely receipt of your benefit. To apply, please complete the LTD Claim Packet. Make sure you visit your Benefits and Leave Office to report your absence.
Be prepared to provide the following information:
Employer: New Mexico Public Schools Insurance Authority
Group Policy Number: 645549
Your name and social security number
Last date you were at work or anticipated leave begin date
Nature of claim/medical information
Your physician’s contact information (name, mailing address, phone number, fax number)
