Introduction

Voluntary Long Term Disability Insurance

Needs Estimator Premium Calculator

 

 

 

Planning for the Unexpected

If you depend on your regular paycheck to pay your bills, what would happen if you became sick and unable to work for six months or longer? Are you prepared for the unexpected? Voluntary LTD insurance from The Standard may be part of the solution. To help determine your need for disability income protection, complete the worksheet below.

Monthly Expenses
Food
Mortgage/Rent
Childcare/Education
Utilities
(electricity, gas, cable, phone, etc.)
Clothing
Debts
(credit cards, student and auto loans, etc.)
Insurance
(health, life, auto, home, etc.)
Taxes
Other
Total Monthly Expenses
Monthly Income
Take home pay
Spouse income
Other income 1
Total Monthly Income

    


Calculated Results
LTD Insurance Needs Analysis
Total Monthly Expenses
Total Monthly Income in the event of your disability
Voluntary LTD Insurance Needed

Use the Premium Calculator to estimate your cost for Voluntary LTD insurance coverage from The Standard, offered by Prince William County Public Schools.