City of Memphis
The City of Memphis provides all eligible employees with a Life insurance benefit as well as Long Term Disability insurance through Standard Insurance Company (The Standard). During the enrollment period, or after a qualifying life event, you may also purchase Voluntary Short Term Disability insurance.
As a leading provider of employee benefits products and services, The Standard has the experience and expertise required to be there for you when you need us most.
Group Disability Insurance
Disability insurance helps you meet your financial commitments in the event of a covered illness or injury.
Voluntary Short Term Disability insurance options are available for Members listed below:
STD Coverage Highlights - Full Time Members
STD Coverage Highlights - Part Time Members
Learn more about Employer paid Long Term Disability.
Group Basic Life Insurance
Learn more about Basic Life
Benefit Summaries
- Voluntary STD Coverage Highlights – Full Time Employees
- Voluntary STD Coverage Highlights – Part Time Employees
- Basic Life Benefits at a Glance – Full Time Employees & Retired Members
- Basic Life Benefits at a Glance – Part Time Employees
- LTD Benefits at a Glance
FAQs
Certificates
- Group Life Insurance Certificate – Class 1: Active Full Time Members
- Group Life Insurance Certificate – Class 2: Retired Members with a $3,000 life insurance benefit from another carrier. This class does not included a Member who is on Waiver Of Premium
- Group Life Insurance Certificate – Class 3: All other Retired Members
- Group Life Insurance Certificate – Class 4: All active, part-time Members
- Group Short Term Disability Insurance Certificate
- Group Long Term Disability Insurance Certificate
Filing a Claim
- Life Claim Packet
- Disability Claim Packet
- FAQ – Filing Short Term Disability
- FAQ – Filing Long Term Disability
Other Services
- Workplace Possibilities Frequently Asked Questions
- Workplace Possibilities Stay-At-Work Referral
- Workplace Possibilities Stay-At-Work Medical Information Request
New Employees
To enroll, please log in to the enrollment site within 31 days of your date of hire.
All Other Employees
All other employees may enroll during the Annual Enrollment Period. To enroll, please log in to the enrollment site.
More Details
Before enrolling, review the Benefit Summaries, by clicking Forms and Documents section of this site for answers to commonly asked questions, costs, exclusions, limitations and reductions.
Certificates of Insurance, which detail your coverage provisions, are also available via the Forms and Document link on the right side menu.
The Standard is a marketing name for StanCorp Financial Group, Inc., and subsidiaries. Insurance products are offered by Standard Insurance Company of 1100 SW Sixth Avenue, Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of 360 Hamilton Avenue, Suite 210, White Plains, New York. Product features and availability vary by state and company and are solely the responsibility of each subsidiary. Each company is solely responsible for its own financial condition. Standard Insurance Company is licensed to solicit insurance business in all states except New York. The Standard Life Insurance Company of New York is licensed to solicit insurance business in only the state of New York.