Getting Started

Life Stage 20-35
You’ve got a lot going on in your life. Planning for retirement may seem like too much to think about. To make things easier, we’ve listed some common obstacles faced by many people in your age group. We’ve also outlined some basic actions you can take to start — or stay — on the road to saving.
Even if you start by contributing just 1 percent of your paycheck, you'll start moving close toward your retirement goal.
Pay stub
Estimate the advantage of saving for retirement before federal taxes are taken from your paycheck.
Two working men
Have you thought about life after work? We all have dreams, but some people don't plan beyond the here and now. Fortunately, your retirement plan can help.
Young couple
The sooner you start, the easier it will be to save for retirement. There's no substitute for time.
Couple planning
Your plan's tax advantages give your money potential to grow faster than taxed accounts.
Investing Basics
Your greatest allies in successful investing are time, discipline and knowledge. Explore some of the basics of investing and get some knowledge that can make a difference.