How to Enroll for Life and AD&D Insurance

  1. Complete the Physician Enrollment Form to apply for coverage for yourself, your spouse and eligible children.
  2. If you are electing an amount of coverage for you or your spouse above the Guarantee Issue Limit of $150,000 you will need to complete a Medical History Statement.

Follow the steps below to complete a Medical History Statement.

If Evidence of Insurability is required for Dependents coverage, please print additional Medical History Statements. Each Medical History Statement must reflect that individual's health status and be signed by the spouse, or member, if a child is applying. Keep a copy for your records and mail the original to the address noted at the top of the form.

Please contact SMA Services, Inc., with questions about coverage options, dependent eligibility and Evidence of Insurability requirements.


Download Medical History Statements
Form Title State of Residence