Life Premium Calculator

Optional Life and AD&D Insurance Premium Calculator

* Indicates required field.

Enter your current age: *

Enter your annual work earnings: *
Annual work earnings do not include incentive pay or bonuses. To calculate spouse/domestic partner premium only, enter $0.

Select your work schedule. *
Partners can be any work schedule. Associates must be 5/10 and above.

Select your requested Optional Life and AD&D coverage amount. *
Your choice of 1, 2, 3, 4, 5 or 6 times your annual work earnings.

Total Optional Life Coverage Amount:
Combined Permanente Provided Life and Optional Life amount cannot exceed the lesser of 6 times annual work earnings or $2,500,000.

Total AD&D Coverage Amount:
AD&D coverage matches what you elect for Optional Life, subject to a maximum of $200,000.

Enter your spouse/domestic partner's current age:

Select your spouse/domestic partner's requested coverage amount.
Coverage amount for your spouse/domestic partner cannot exceed 100% of your combined Permanente Provided Life and Optional Life coverage.

Total Coverage Amount for Your Spouse/Domestic Partner:

Estimated Combined Optional Life and AD&D Monthly Premium:

Estimated Spouse/Domestic Partner Coverage Monthly Premium:

Disclaimer: The estimated monthly premium calculated here is for informational purposes only and does not constitute enrollment, confirmation of coverage or actual premiums due. Actual premium withheld per month will be subject to enrollment and calculated by SCPMG based on your covered payroll and prorated to your schedule, as defined in the group policy.

For requirements, exclusions, limitations and definitions, please review the Optional Life and AD&D Coverage Highlights and Certificate of Insurance for more detailed information.

Top